Getcash Capital

Compare all 2 products from Getcash Capital in Kenya. Borrow up to Ksh 30,000.

Ksh 30,000

Max Amount

Same day for most applications

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Getcash Capital Business Loan	N/A	Ksh 1,000 - Ksh 30,000	Same day for most applications	Apply
Getcash Capital Business Loan	N/A	Ksh 1,000 - Ksh 30,000	Same day for most applications	Apply

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Getcash Capital Pros & Cons

+Pros

✓Customer WhatsApp channel for quick escalations
✓Quick turnaround — funds on M-Pesa within minutes
✓Accessible even with a basic smartphone

-Cons

✗Limited loan-size ceiling compared to bank products
✗Late payment reported to all three CRBs (Metropol, TransUnion, CreditInfo)
✗Loan limits start low and grow only with repayment

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Getcash Capital is a CBK-licensed Digital Credit Provider, licensed in 2022. The lender serves Kenya's digital-credit market under the 2022 CBK DCP regime. Getcash Capital leans into small-business and working-capital lending, targeting traders and SMEs rather than salaried employees.

Frequently Asked Questions

What loan amounts are available from Getcash Capital?

Getcash Capital offers loan amounts from Ksh 1,000 up to Ksh 30,000 depending on the product and your eligibility.

How fast does Getcash Capital disburse loans?

The fastest disbursement time from Getcash Capital is Same day for most applications. Actual processing time varies by product type and application completeness.

Does Getcash Capital require CRB clearance?

Getcash Capital does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.