Fincredit

Compare all 2 products from Fincredit in Kenya. Borrow up to Ksh 150,000.

Ksh 150,000

Max Amount

Typically within 1-4 hours of approval

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Fincredit Digital Loan	N/A	Ksh 3,000 - Ksh 150,000	Typically within 1-4 hours of approval	Apply
Fincredit Digital Loan	N/A	Ksh 3,000 - Ksh 150,000	Typically within 1-4 hours of approval	Apply

View all Fast Loans→

Fincredit Pros & Cons

+Pros

✓Fast in-app support via live chat
✓Transparent total cost of credit displayed upfront
✓24/7 application window via mobile or USSD
✓No hidden charges beyond the advertised rate

-Cons

✗Mainly Nairobi-focused; limited regional reach
✗Customer service hours limited to Mon-Fri
✗Small operations team may mean slower response to escalations

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Fincredit is a CBK-licensed Digital Credit Provider, licensed in 2025 under Kenya's 2022 DCP Regulations. Loans run from KES 3,000 to KES 150,000 with repayment terms of 7-90 days. Disbursement is via Bank transfer or M-Pesa - typically within 1-4 hours of approval. Rates are not published upfront: pricing tiers by CRB band, loan size, and repayment history, and the full total cost of credit is disclosed before acceptance per CBK's Digital Credit Provider rules. Fees: processing fee varies by loan size and tier; no early-repayment penalty.

Frequently Asked Questions

What loan amounts are available from Fincredit?

Fincredit offers loan amounts from Ksh 3,000 up to Ksh 150,000 depending on the product and your eligibility.

How fast does Fincredit disburse loans?

The fastest disbursement time from Fincredit is Typically within 1-4 hours of approval. Actual processing time varies by product type and application completeness.

Does Fincredit require CRB clearance?

Fincredit does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.