Cashmart Capital

Compare all 2 products from Cashmart Capital in Kenya. Borrow up to Ksh 150,000.

Ksh 150,000

Max Amount

Typically within 1-4 hours of approval

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Cashmart Capital Mobile Loan	N/A	Ksh 2,000 - Ksh 150,000	Typically within 1-4 hours of approval	Apply
Cashmart Capital Mobile Loan	N/A	Ksh 2,000 - Ksh 150,000	Typically within 1-4 hours of approval	Apply

View all Fast Loans→

Cashmart Capital Pros & Cons

+Pros

✓Local Kenyan customer-service team
✓Strong data-privacy posture under Kenya DPA 2019
✓Reports positive repayment to CRBs to build credit
✓Focus on underbanked and informal-sector borrowers

-Cons

✗Late payment reported to all three CRBs (Metropol, TransUnion, CreditInfo)
✗Daily late-fee compounding can accumulate fast
✗Interest rates can be steep for first-time borrowers

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Cashmart Capital is a CBK-licensed Digital Credit Provider, licensed in 2025. The lender serves Kenya's digital-credit market under the 2022 CBK DCP regime. Cashmart Capital leans into small-business and working-capital lending, targeting traders and SMEs rather than salaried employees.

Frequently Asked Questions

What loan amounts are available from Cashmart Capital?

Cashmart Capital offers loan amounts from Ksh 2,000 up to Ksh 150,000 depending on the product and your eligibility.

How fast does Cashmart Capital disburse loans?

The fastest disbursement time from Cashmart Capital is Typically within 1-4 hours of approval. Actual processing time varies by product type and application completeness.

Does Cashmart Capital require CRB clearance?

Cashmart Capital does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.