BRAC Kenya Company

Compare all 2 products from BRAC Kenya Company in Kenya. Borrow up to Ksh 30,000.

Ksh 30,000

Max Amount

Within 10 minutes for approved applications

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
BRAC Kenya Company Credit Line	N/A	Ksh 1,000 - Ksh 30,000	Within 10 minutes for approved applications	Apply
BRAC Kenya Company Credit Line	N/A	Ksh 1,000 - Ksh 30,000	Within 10 minutes for approved applications	Apply

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BRAC Kenya Company Pros & Cons

+Pros

✓Fast in-app support via live chat
✓Accessible even with a basic smartphone
✓Well-designed mobile app experience
✓Transparent total cost of credit displayed upfront
✓24/7 application window via mobile or USSD

-Cons

✗Interest rates can be steep for first-time borrowers
✗Small operations team may mean slower response to escalations
✗No grace period before the late-fee clock starts

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

BRAC Kenya Company is a CBK-licensed Digital Credit Provider, licensed in 2025 under Kenya's 2022 DCP Regulations. Loans run from KES 1,000 to KES 30,000 with repayment terms of 7-60 days. Disbursement is via M-Pesa or Airtel Money - within 10 minutes for approved applications. Rates are not published upfront: pricing tiers by CRB band, loan size, and repayment history, and the full total cost of credit is disclosed before acceptance per CBK's Digital Credit Provider rules. Fees: processing fee varies by loan size and tier; no early-repayment penalty.

Frequently Asked Questions

What loan amounts are available from BRAC Kenya Company?

BRAC Kenya Company offers loan amounts from Ksh 1,000 up to Ksh 30,000 depending on the product and your eligibility.

How fast does BRAC Kenya Company disburse loans?

The fastest disbursement time from BRAC Kenya Company is Within 10 minutes for approved applications. Actual processing time varies by product type and application completeness.

Does BRAC Kenya Company require CRB clearance?

BRAC Kenya Company does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.