Bank of India Kenya

Compare all 3 products from Bank of India Kenya in Kenya. Rates from 0%.

Lowest Rate

Total Products

Savings Accounts

Product	Rate	Amount	Turnaround
Bank of India Savings Account	4.5%	N/A	N/A	Apply

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💼

Current Accounts

Product	Rate	Amount	Turnaround
Bank of India Current Account	0%	N/A	N/A	Apply

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🏦

Fixed Deposits

Product	Rate	Amount	Turnaround
Bank of India Fixed Deposit Account	5.25% - 7.75%	N/A	N/A	Apply

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Bank of India Kenya Pros & Cons

+Pros

✓Competitive interest rate (4.5%)
✓Mobile banking access
✓12 free transactions monthly
✓Free Visa debit card
✓Multi-currency deposits (KES, USD, GBP, EUR)
✓Strong international banking brand

-Cons

✗Limited branch network
✗KES 4,000 minimum opening balance
✗KES 89 per withdrawal
✗Monthly fee of KES 400
✗Charges apply for excess transactions
✗High minimum deposit (KES 50,000)

Eligibility Requirements

CRB Check Required

Not required

Required Documents (across all products)

●National ID or Passport
●KRA PIN certificate
●Passport-size photo
●Proof of income or employment
●Proof of source of funds (for deposits above KES 500,000)

Frequently Asked Questions

What interest rates does Bank of India Kenya offer?

Bank of India Kenya offers interest rates ranging from 0% to 7.75% across their 3 products. The exact rate depends on the product type, loan amount, and your credit profile.

Does Bank of India Kenya require CRB clearance?

Bank of India Kenya does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.