KCB Personal Car Loan
Pros
- +Finance up to 100% of vehicle value
- +New and used vehicles accepted (up to 8 years old)
- +Competitive interest rates
- +Flexible repayment period up to 5 years
KCB vs Standard Chartered - Complete Bank Comparison 2025
Compare KCB and Standard Chartered side-by-side. Interest rates, fees, branch network, digital services, and customer reviews. Find out which bank is right for you.
At a Glance
Best Rate
Kenya Commercial Bank
Lowest Fees
Kenya Commercial Bank
Fastest Approval
Kenya Commercial Bank
Overall Winner
Kenya Commercial Bank
| Feature | KCB Personal Car Loan Kenya Commercial Bank | KCB Infinite Credit Card Kenya Commercial Bank |
|---|---|---|
| Interest Rate | 13% - 15.5% p.a. | 18.5% p.a. |
| Loan Amount Range | KES 300,000 - KES 15,000,000 | N/A |
| Repayment Period | 12 - 60 months | N/A |
| Fees | Processing: 2% | Annual: KES 12000 |
| Key Features |
|
|
| View Details & Apply | View Details & Apply |
KCB Infinite Credit Card
Pros
- +Unlimited access to premium airport lounges worldwide
- +Comprehensive travel insurance (up to USD 50,000)
- +Lifetime extended warranty on all purchases
- +Personal relationship manager
Frequently Asked Questions
Which is better: KCB or Standard Chartered?
Both KCB and Standard Chartered are reputable CBK-licensed banks in Kenya. KCB has 250 branches while Standard Chartered has undefined branches. KCB was established in 1896 and Standard Chartered in 1911. The best choice depends on your specific needs, location, and the type of financial product you're looking for.
What are the main differences between KCB and Standard Chartered?
KCB is headquartered in Nairobi and offers Largest branch network in Kenya (250+ branches), Strong digital banking platform. Standard Chartered is headquartered in Nairobi and is known for competitive rates. They differ in their product offerings, interest rates, fees, and branch networks.
Which bank has better interest rates: KCB or Standard Chartered?
Interest rates vary by product type. For personal loans, rates typically range from 13-18% p.a. at both banks. KCB may offer lower rates for salary-backed loans, while Standard Chartered might have better rates for secured loans. Always compare specific products on PesaMarket for current rates.
Can I have accounts at both KCB and Standard Chartered?
Yes, you can have accounts at both KCB and Standard Chartered. Many Kenyans maintain multiple bank accounts to take advantage of different products and services. Both banks offer mobile banking integration with M-Pesa for easy transfers.
Which bank has better mobile banking: KCB or Standard Chartered?
Both banks have robust mobile banking apps. KCB offers KCB Mobile with M-Pesa integration, while Standard Chartered provides SC Mobile services. Check app store ratings and features that matter most to you.
Ready to Apply?
Compare more financial products and find the best rates for your needs. PesaMarket helps thousands of Kenyans find the right financial products every month.