Branch Personal Loan
Pros
- +100% digital - download app and apply
- +Instant approval in minutes
- +No paperwork or branch visits
- +Flexible repayment (4-68 weeks)
Compare Branch Personal Loan and Zenka Instant Loan side-by-side. Interest rates, fees, loan amounts, eligibility requirements, and customer reviews. Find the best fast loans for you.
| Feature | Branch Personal Loan Branch International | Zenka Instant Loan Zenka Finance Limited |
|---|---|---|
| Interest Rate | 14% - 22% p.a. | 9% - 15% p.a. Best Rate |
| Loan Amount Range | KES 250 - KES 70,000 | KES 500 - KES 30,000 |
| Repayment Period | 1 - 68 months | 7 - 90 days |
| Fees | N/A | Processing: 0% Lowest Fees |
| Key Features |
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Zenka Instant Loan offers a more competitive interest rate starting at 9% per annum. However, the best choice depends on your specific needs, loan amount, and repayment period. Branch Personal Loan from Branch International may be better for 100% digital - download app and apply, while Zenka Instant Loan from Zenka Finance Limited excels at Instant approval within 1 minute.
Branch Personal Loan from Branch International offers rates from 14% p.a. with loan amounts up to KES 70,000. Zenka Instant Loan from Zenka Finance Limited offers rates from 9% p.a. with loan amounts up to KES 30,000. Compare features, fees, and eligibility requirements above.
Approval times vary: Branch Personal Loan typically takes 24-48 hours, while Zenka Instant Loan processes applications in 24-48 hours. Digital products like M-Pesa loans can be approved instantly, while bank loans may take 1-3 business days.
Collateral requirements depend on the loan amount and product type. For amounts under KES 500,000, many fast loans are unsecured. Larger loans may require collateral such as a logbook, property, or salary assignment. Check specific requirements for each product.
While you can technically apply to multiple lenders, having multiple active loans affects your debt-to-income ratio and CRB profile. It's generally better to choose one product that best fits your needs. Use PesaMarket's comparison tools to make an informed decision.
Compare more financial products and find the best rates for your needs. PesaMarket helps thousands of Kenyans find the right financial products every month.