Branch Personal Loan
Pros
- +100% digital - download app and apply
- +Instant approval in minutes
- +No paperwork or branch visits
- +Flexible repayment (4-68 weeks)
Branch Personal Loan vs Zenka Instant Loan - Fast Loans Comparison 2025
Compare Branch Personal Loan and Zenka Instant Loan side-by-side. Interest rates, fees, loan amounts, eligibility requirements, and customer reviews. Find the best fast loans for you.
At a Glance
Best Rate
Zenka Finance Limited
Lowest Fees
Zenka Finance Limited
Fastest Approval
Branch International
Overall Winner
Zenka Finance Limited
| Feature | Branch Personal Loan Branch International | Zenka Instant Loan Zenka Finance Limited |
|---|---|---|
| Interest Rate | 14% - 22% p.a. | 9% - 15% p.a. Best Rate |
| Loan Amount Range | KES 250 - KES 70,000 | KES 500 - KES 30,000 |
| Repayment Period | 1 - 68 months | 7 - 90 days |
| Fees | N/A | Processing: 0% Lowest Fees |
| Key Features |
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| View Details & Apply | View Details & Apply |
Zenka Instant Loan
Pros
- +Instant approval within 1 minute
- +Loans from KES 500 to KES 30,000
- +No paperwork or documents needed
- +Disbursement directly to M-Pesa
Frequently Asked Questions
Which is better: Branch Personal Loan or Zenka Instant Loan?
Zenka Instant Loan offers a more competitive interest rate starting at 9% per annum. However, the best choice depends on your specific needs, loan amount, and repayment period. Branch Personal Loan from Branch International may be better for 100% digital - download app and apply, while Zenka Instant Loan from Zenka Finance Limited excels at Instant approval within 1 minute.
What are the main differences between Branch Personal Loan and Zenka Instant Loan?
Branch Personal Loan from Branch International offers rates from 14% p.a. with loan amounts up to KES 70,000. Zenka Instant Loan from Zenka Finance Limited offers rates from 9% p.a. with loan amounts up to KES 30,000. Compare features, fees, and eligibility requirements above.
How fast can I get approved for these fast loans?
Approval times vary: Branch Personal Loan typically takes 24-48 hours, while Zenka Instant Loan processes applications in 24-48 hours. Digital products like M-Pesa loans can be approved instantly, while bank loans may take 1-3 business days.
Do I need collateral for Branch Personal Loan or Zenka Instant Loan?
Collateral requirements depend on the loan amount and product type. For amounts under KES 500,000, many fast loans are unsecured. Larger loans may require collateral such as a logbook, property, or salary assignment. Check specific requirements for each product.
Can I apply for both Branch Personal Loan and Zenka Instant Loan?
While you can technically apply to multiple lenders, having multiple active loans affects your debt-to-income ratio and CRB profile. It's generally better to choose one product that best fits your needs. Use PesaMarket's comparison tools to make an informed decision.
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