ABSA Personal Loan
Pros
- +Loan amounts up to KES 10 million
- +Flexible repayment up to 6 years
- +Competitive interest rates from 14%
- +Quick approval within 48 hours
ABSA Bank vs Stanbic Bank - Complete Bank Comparison 2025
Compare ABSA Bank and Stanbic Bank side-by-side. Interest rates, fees, branch network, digital services, and customer reviews. Find out which bank is right for you.
At a Glance
Best Rate
ABSA Bank Kenya
Lowest Fees
Stanbic Bank Kenya
Fastest Approval
ABSA Bank Kenya
Overall Winner
ABSA Bank Kenya
| Feature | ABSA Personal Loan ABSA Bank Kenya | Stanbic Personal Loan Stanbic Bank Kenya |
|---|---|---|
| Interest Rate | 14% - 16.5% p.a. | 13% - 17% p.a. |
| Loan Amount Range | KES 50,000 - KES 10,000,000 | KES 100,000 - KES 15,000,000 |
| Repayment Period | 12 - 72 months | 12 - 84 months |
| Fees | Processing: 2.5%% | Processing: 2%% |
| Key Features |
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| View Details & Apply | View Details & Apply |
Stanbic Personal Loan
Pros
- +Loans up to KES 15 million
- +Long repayment period up to 7 years
- +Competitive rates from 13%
- +Quick approval within 3 days
Frequently Asked Questions
Which is better: ABSA Bank or Stanbic Bank?
Both ABSA Bank and Stanbic Bank are reputable CBK-licensed banks in Kenya. ABSA Bank has 80 branches while Stanbic Bank has 26 branches. ABSA Bank was established in 1916 and Stanbic Bank in 1911. The best choice depends on your specific needs, location, and the type of financial product you're looking for.
What are the main differences between ABSA Bank and Stanbic Bank?
ABSA Bank is headquartered in Nairobi and offers Over 100 years of banking experience, Strong international banking network. Stanbic Bank is headquartered in Nairobi and is known for Part of Africa's largest banking group, 110+ years of banking experience in Kenya. They differ in their product offerings, interest rates, fees, and branch networks.
Which bank has better interest rates: ABSA Bank or Stanbic Bank?
Interest rates vary by product type. For personal loans, rates typically range from 13-18% p.a. at both banks. ABSA Bank may offer lower rates for salary-backed loans, while Stanbic Bank might have better rates for secured loans. Always compare specific products on PesaMarket for current rates.
Can I have accounts at both ABSA Bank and Stanbic Bank?
Yes, you can have accounts at both ABSA Bank and Stanbic Bank. Many Kenyans maintain multiple bank accounts to take advantage of different products and services. Both banks offer mobile banking integration with M-Pesa for easy transfers.
Which bank has better mobile banking: ABSA Bank or Stanbic Bank?
Both banks have robust mobile banking apps. ABSA Bank offers Absa Banking App with M-Pesa integration, while Stanbic Bank provides Stanbic Bank Kenya App services. Check app store ratings and features that matter most to you.
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