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Kenya Mortgage Calculator

Calculate monthly payments, stamp duty, and total costs of buying a home in Kenya

Enter Details

KES
KES 1MKES 50M
10%50%
9% (KMRC)20%
5 years25 years

Stamp Duty: 4% of property value

Monthly Payment

Ksh 74,981

for 240 months

Loan AmountKsh 6,400,000
Total InterestKsh 11,595,403
Total RepaymentKsh 17,995,403

Upfront Costs

Deposit (20%)Ksh 1,600,000
Stamp Duty (4%)Ksh 320,000
Legal Fees (~1%)Ksh 80,000
ValuationKsh 15,000
Cash NeededKsh 2,015,000

Required Income

To afford this mortgage, you need at least Ksh 249,936 monthly income.

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