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🇰🇪 PROUDLY KENYAN

Savings Accounts in Kenya

Compare savings interest rates across 36 CBK-licensed banks in Kenya — ABC Bank Kenya, ABSA Bank Kenya, Access Bank Kenya and 33 more. Rates 2.5-10.5% per annum. As of 2026-08-29.

Reviewed byPesaMarket
|Last verified: Apr 16, 2026

There are 36 savings accounts available in Kenya with interest rates from 2.5% to 10.5% per annum. PesaMarket updates this data regularly.

Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 16/04/2026.

Showing 10 of 10 products

Parents saving for children

Co-op Jumbo Junior Account

Co-operative Bank of Kenya

Interest Rate
7%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Dedicated children's savings (0-18 years)
  • 7% interest p.a.
Apply Now
Long-term savers

Equity Fixed Deposit Account

Equity Bank Kenya

Interest Rate
11%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • High interest rates up to 10.5% p.a.
  • Flexible terms: 1, 3, 6, 12 months
Apply Now
Regular savers

KCB Goal Savings Account

Kenya Commercial Bank

Status unverified
Interest Rate
7%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 6.5% interest p.a.
  • No monthly fees
Apply Now
Regular savers

NCBA Group Savings Account

NCBA Bank Kenya

Interest Rate
4%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.0% interest p.a.
  • No monthly maintenance fees
Apply Now
Regular savers

ABSA Bank Savings Account

ABSA Bank Kenya

Status unverified
Interest Rate
4%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.5% interest p.a.
  • No monthly maintenance fees
Apply Now
Regular savers

Standard Chartered Savings Account

Standard Chartered Bank Kenya

Interest Rate
3%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.3% interest p.a.
  • No monthly maintenance fees
Apply Now
Regular savers

Stanbic Bank Savings Account

Stanbic Bank Kenya

Interest Rate
3%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.0% interest p.a.
  • No monthly maintenance fees
Apply Now
Regular savers

Bank of Africa Savings Account

Bank of Africa Kenya

Interest Rate
5%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.8% interest p.a.
  • Low monthly fee of KES 50
Apply Now
Regular savers

Diamond Trust Bank Savings Account

Diamond Trust Bank Kenya

Status unverified
Interest Rate
5%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.8% interest p.a.
  • Low monthly fee of KES 53
Apply Now
Regular savers

HF Group Savings Account

HF Group (Housing Finance)

Lender site unavailable
Interest Rate
4%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.8% interest p.a.
  • No monthly maintenance fees
Apply Now
Showing top 10 of 36 products. Use filters above to narrow your match.

Expert Advice

Most Kenyan savings accounts pay 1-4% interest while inflation runs at 6-8%. Your money loses value sitting in a basic savings account. Consider money market funds or fixed deposits for better returns.

P
PesaMarket Research Team

Financial Analysis

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