Skip to main content
🇰🇪 PROUDLY KENYAN

Savings Accounts in Kenya

Compare savings interest rates across 36 CBK-licensed banks in Kenya — ABC Bank Kenya, ABSA Bank Kenya, Access Bank Kenya and 33 more. Rates 2.5-10.5% per annum. As of 2026-05-31.

|Last verified: Apr 16, 2026

There are 36 savings accounts available in Kenya with interest rates from 2.5% to 10.5% per annum. PesaMarket updates this data regularly.

Provider list verified against the CBK Directory of Licensed Digital Credit Providers as of 16/04/2026.

Showing 10 of 10 products

Parents saving for children

Co-op Jumbo Junior Account

Co-operative Bank of Kenya

Interest Rate
7%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Dedicated children's savings (0-18 years)
  • 7% interest p.a.
Apply Now
Regular savers

ABSA Bank Savings Account

ABSA Bank Kenya

Status unverified
Interest Rate
3.5%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.5% interest p.a.
  • No monthly maintenance fees
Apply Now
Regular savers

Bank of Africa Savings Account

Bank of Africa Kenya

Interest Rate
4.8%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.8% interest p.a.
  • Low monthly fee of KES 50
Apply Now
Regular savers

Bank of Baroda Savings Account

Bank of Baroda Kenya

Lender site unavailable
Interest Rate
4.7%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.7% interest p.a.
  • Low monthly fee of KES 87
Apply Now
Regular savers

Bank of India Savings Account

Bank of India Kenya

Lender site unavailable
Interest Rate
4.5%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.5% interest p.a.
  • Low monthly fee of KES 78
Apply Now
Regular savers

Credit Bank Savings Account

Credit Bank Limited

Status unverified
Interest Rate
4.3%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 4.3% interest p.a.
  • Low monthly fee of KES 71
Apply Now
Regular savers

Consolidated Bank Savings Account

Consolidated Bank of Kenya

Interest Rate
3.9%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.9% interest p.a.
  • Low monthly fee of KES 54
Apply Now
Regular savers

ABC Bank Savings Account

ABC Bank Kenya

Interest Rate
3.1%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.1% interest p.a.
  • No monthly maintenance fees
Apply Now
Sharia-compliant savers

DIB Bank Savings Account

DIB Bank Kenya

Lender site unavailable
Interest Rate
3.1%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 3.1% expected profit p.a.
  • Sharia-compliant (no interest, profit-sharing)
Apply Now
Regular savers

Access Bank Savings Account

Access Bank Kenya

Interest Rate
2.8%
per annum
Max Amount
N/A
Approval Time
Processing Fee
None
  • Earn up to 2.8% interest p.a.
  • No monthly maintenance fees
Apply Now
Showing top 10 of 36 products. Use filters above to narrow your match.

Expert Advice

Most Kenyan savings accounts pay 1-4% interest while inflation runs at 6-8%. Your money loses value sitting in a basic savings account. Consider money market funds or fixed deposits for better returns.

P
PesaMarket Research Team

Financial Analysis

Browse Savings Accounts by County

Need help? Chat with us