Banks

Co-operative Bank

Transfer money from M-Pesa to your Co-op Bank account

Paybill Number

400200

Account: Bank account number

400200

Paybill Number

Bank account number

Account Format

Banks

How to Pay Co-operative Bank via M-Pesa

Open M-Pesa Menu

On your Safaricom line, go to M-Pesa or dial *334#. Select 'Lipa na M-Pesa', then select 'Pay Bill'.

Enter Business Number 400200

When prompted for the business number, enter 400200. This is the official Co-operative Bank paybill number.

Enter Your Bank account number

For the account number, enter your bank account number. Double-check this is correct before proceeding.

Enter Amount & Confirm

Enter the amount you wish to pay, then enter your M-Pesa PIN. Confirm the details and press OK. You'll receive an SMS confirmation.

Tip: Always double-check the paybill number (400200) and your bank account number before confirming. Wrong details can delay your payment. Keep your M-Pesa confirmation SMS as proof of payment.

Alternative Payment Methods

📱

Airtel Money

Dial *222# and select Lipa na Airtel Money. Enter Paybill 400200.

💻

M-Pesa App

Open the M-Pesa app, tap Pay Bill, enter 400200 and your account details.

🏦

Bank Mobile App

Many bank apps (KCB, Equity, Co-op) let you pay bills to Paybill 400200 directly.

📞

USSD (*334#)

Dial *334#, select Lipa na M-Pesa, then Pay Bill. Follow the prompts.

Frequently Asked Questions

What is the Co-operative Bank M-Pesa Paybill number?▼

The Co-operative Bank M-Pesa Paybill number is 400200. You can use this to transfer money from m-pesa to your co-op bank account through Lipa na M-Pesa on your phone.

What account number do I use for Co-operative Bank Paybill 400200?▼

When paying to Co-operative Bank (Paybill 400200), use your bank account number as the account number. Make sure it is correct before confirming the transaction.

Can I pay Co-operative Bank from Airtel Money?▼

Yes. Since the mobile money interoperability launch in July 2022, Airtel Money and Telkom T-Kash users can pay to M-Pesa Paybill number 400200. Dial *222# on Airtel and select Lipa na Airtel Money.

More Banks Paybill Numbers

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522522

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Equity Bank

247247

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ABSA Bank Kenya

303030

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NCBA Bank

880100

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Stanbic Bank Kenya

600100

Transfer money from M-Pesa to your Stanbic Bank account

Standard Chartered Bank Kenya

329329

Deposit to your Standard Chartered account via M-Pesa

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*Most paybill payments are free for the sender. Transaction fees may apply for certain services. Paybill numbers are verified but may change. Always confirm with the service provider.

Last updated: March 2026. PesaMarket is not affiliated with Safaricom or M-Pesa.