Find the Right App for Your Needs
Compare all licensed loan apps in Kenya. See ratings, limits, rates, and download links. Make informed borrowing decisions.
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Instant to 24 hours varies
Longer terms = lower monthly payment
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The best loan app depends on your needs. Branch offers the highest limits (up to KES 500K), Tala is great for first-time borrowers, M-Shwari is convenient for M-Pesa users, and Zenka offers competitive rates. All are CBK-licensed and reliable.
Branch offers the highest limits among mobile apps at up to KES 500,000. KCB M-Pesa (not strictly an app) offers up to KES 1 million. Most other apps max out at KES 50,000-100,000 for established users.
Fuliza and Hustler Fund don't require CRB clearance. Most other apps do check CRB but may still lend to those with minor issues. Branch and Tala use alternative credit scoring that considers more than just CRB status.
Licensed loan apps regulated by CBK are safe. Stick to established apps like Branch, Tala, Zenka, M-Shwari, and Fuliza. Avoid unlicensed apps that may access your contacts for harassment or charge excessive fees.
Consider: 1) Loan amount needed, 2) Interest rate and total cost, 3) Repayment period, 4) Approval speed, 5) User reviews, 6) CBK licensing status. Use PesaMarket to compare all these factors easily.
Compare features, rates, and limits to choose the best app for your needs.
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