Zillions Credit

Compare all 2 products from Zillions Credit in Kenya. Borrow up to Ksh 150,000.

Ksh 150,000

Max Amount

Same day for most applications

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Zillions Credit Digital Loan	N/A	Ksh 2,000 - Ksh 150,000	Same day for most applications	Apply
Zillions Credit Digital Loan	N/A	Ksh 2,000 - Ksh 150,000	Same day for most applications	Apply

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Zillions Credit Pros & Cons

+Pros

✓Available across Kenya, not just Nairobi
✓Well-designed mobile app experience
✓Strong data-privacy posture under Kenya DPA 2019

-Cons

✗Limited loan-size ceiling compared to bank products
✗No early repayment rebate on some loan tiers
✗Customer service hours limited to Mon-Fri

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Zillions Credit is a CBK-licensed Digital Credit Provider, licensed in 2024 under Kenya's 2022 DCP Regulations. Loans run from KES 2,000 to KES 150,000 with repayment terms of 14-120 days. Disbursement is via Airtel Money, Bank transfer or M-Pesa - same day for most applications. Rates are not published upfront: pricing tiers by CRB band, loan size, and repayment history, and the full total cost of credit is disclosed before acceptance per CBK's Digital Credit Provider rules. Fees: processing fee varies by loan size and tier; no early-repayment penalty.

Frequently Asked Questions

What loan amounts are available from Zillions Credit?

Zillions Credit offers loan amounts from Ksh 2,000 up to Ksh 150,000 depending on the product and your eligibility.

How fast does Zillions Credit disburse loans?

The fastest disbursement time from Zillions Credit is Same day for most applications. Actual processing time varies by product type and application completeness.

Does Zillions Credit require CRB clearance?

Zillions Credit does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.