Zamaradi Capital & Credit Group

Compare all 2 products from Zamaradi Capital & Credit Group in Kenya. Borrow up to Ksh 150,000.

Ksh 150,000

Max Amount

Within minutes to 24 hours

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Zamaradi Capital & Credit Group Digital Loan	N/A	Ksh 3,000 - Ksh 150,000	Within minutes to 24 hours	Apply
Zamaradi Capital & Credit Group Digital Loan	N/A	Ksh 3,000 - Ksh 150,000	Within minutes to 24 hours	Apply

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Zamaradi Capital & Credit Group Pros & Cons

+Pros

✓No hidden charges beyond the advertised rate
✓Reports positive repayment to CRBs to build credit
✓Focus on underbanked and informal-sector borrowers

-Cons

✗Mainly Nairobi-focused; limited regional reach
✗Reduced loan limit if CRB score drops below 600
✗No walk-in office for in-person support

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Zamaradi Capital & Credit Group is a CBK-licensed Digital Credit Provider, licensed in 2025. It targets the digital-credit borrower segment and sits under the 2022 DCP framework. Zamaradi Capital & Credit Group leans into small-business and working-capital lending, targeting traders and SMEs rather than salaried employees.

Frequently Asked Questions

What loan amounts are available from Zamaradi Capital & Credit Group?

Zamaradi Capital & Credit Group offers loan amounts from Ksh 3,000 up to Ksh 150,000 depending on the product and your eligibility.

How fast does Zamaradi Capital & Credit Group disburse loans?

The fastest disbursement time from Zamaradi Capital & Credit Group is Within minutes to 24 hours. Actual processing time varies by product type and application completeness.

Does Zamaradi Capital & Credit Group require CRB clearance?

Zamaradi Capital & Credit Group does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.