Treasure Store

Compare all 2 products from Treasure Store in Kenya. Borrow up to Ksh 50,000.

Ksh 50,000

Max Amount

Within 10 minutes for approved applications

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Treasure Store Credit Line	N/A	Ksh 3,000 - Ksh 50,000	Within 10 minutes for approved applications	Apply
Treasure Store Credit Line	N/A	Ksh 3,000 - Ksh 50,000	Within 10 minutes for approved applications	Apply

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Treasure Store Pros & Cons

+Pros

✓Fast in-app support via live chat
✓CBK-regulated and licensed, answerable to the Central Bank
✓Customer WhatsApp channel for quick escalations

-Cons

✗Customer service hours limited to Mon-Fri
✗Small operations team may mean slower response to escalations
✗Reduced loan limit if CRB score drops below 600

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Treasure Store is a CBK-licensed Digital Credit Provider, licensed in 2024 under Kenya's 2022 DCP Regulations. Loans run from KES 3,000 to KES 50,000 with repayment terms of 7-60 days. Disbursement is via M-Pesa or Bank transfer - within 10 minutes for approved applications. Rates are not published upfront: pricing tiers by CRB band, loan size, and repayment history, and the full total cost of credit is disclosed before acceptance per CBK's Digital Credit Provider rules. Fees: processing fee varies by loan size and tier; no early-repayment penalty.

Frequently Asked Questions

What loan amounts are available from Treasure Store?

Treasure Store offers loan amounts from Ksh 3,000 up to Ksh 50,000 depending on the product and your eligibility.

How fast does Treasure Store disburse loans?

The fastest disbursement time from Treasure Store is Within 10 minutes for approved applications. Actual processing time varies by product type and application completeness.

Does Treasure Store require CRB clearance?

Treasure Store does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.