Opal Quick

Compare all 1 products from Opal Quick in Kenya. Borrow up to Ksh 150,000.

Ksh 150,000

Max Amount

Same day for most applications

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Opal Quick Mobile Loan	N/A	Ksh 2,000 - Ksh 150,000	Same day for most applications	Apply

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Opal Quick Pros & Cons

+Pros

✓Physical office available for walk-in support (Mount Kenya region)
✓Well-designed mobile app experience
✓Accessible even with a basic smartphone
✓CBK-regulated and licensed, answerable to the Central Bank
✓Supports partial repayments when cash flow is tight

-Cons

✗No walk-in office for in-person support
✗Initial KYC process takes longer than app-only rivals
✗Mobile-first service assumes smartphone access

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Opal Quick is a CBK-licensed Digital Credit Provider, headquartered in the Mount Kenya region around Meru and Embu, licensed in 2024. It targets the digital-credit borrower segment and sits under the 2022 DCP framework. With operations in the Mount Kenya region around Meru and Embu, this provider is a rare example of a CBK-licensed lender with genuine regional presence outside Nairobi.

Frequently Asked Questions

What loan amounts are available from Opal Quick?

Opal Quick offers loan amounts from Ksh 2,000 up to Ksh 150,000 depending on the product and your eligibility.

How fast does Opal Quick disburse loans?

The fastest disbursement time from Opal Quick is Same day for most applications. Actual processing time varies by product type and application completeness.

Does Opal Quick require CRB clearance?

Opal Quick does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.