ODI Credit

Compare all 2 products from ODI Credit in Kenya. Borrow up to Ksh 150,000.

Ksh 150,000

Max Amount

Typically within 1-4 hours of approval

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
ODI Credit Quick Loan	N/A	Ksh 2,000 - Ksh 150,000	Typically within 1-4 hours of approval	Apply
ODI Credit Quick Loan	N/A	Ksh 2,000 - Ksh 150,000	Typically within 1-4 hours of approval	Apply

View all Fast Loans→

ODI Credit Pros & Cons

+Pros

✓Supports partial repayments when cash flow is tight
✓Reports positive repayment to CRBs to build credit
✓Available across Kenya, not just Nairobi

-Cons

✗Newer entrant — shorter operational track record
✗Customer service hours limited to Mon-Fri

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

ODI Credit is a CBK-licensed Digital Credit Provider, licensed in 2024 under Kenya's 2022 DCP Regulations. Loans run from KES 2,000 to KES 150,000 with repayment terms of 7-90 days. Disbursement is via Airtel Money or M-Pesa - typically within 1-4 hours of approval. Rates are not published upfront: pricing tiers by CRB band, loan size, and repayment history, and the full total cost of credit is disclosed before acceptance per CBK's Digital Credit Provider rules. Fees: processing fee varies by loan size and tier; no early-repayment penalty.

Frequently Asked Questions

What loan amounts are available from ODI Credit?

ODI Credit offers loan amounts from Ksh 2,000 up to Ksh 150,000 depending on the product and your eligibility.

How fast does ODI Credit disburse loans?

The fastest disbursement time from ODI Credit is Typically within 1-4 hours of approval. Actual processing time varies by product type and application completeness.

Does ODI Credit require CRB clearance?

ODI Credit does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.