Mular Credit

Compare all 2 products from Mular Credit in Kenya. Borrow up to Ksh 75,000.

Ksh 75,000

Max Amount

Same day for most applications

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Mular Credit Instant Loan	N/A	Ksh 1,000 - Ksh 75,000	Same day for most applications	Apply
Mular Credit Instant Loan	N/A	Ksh 1,000 - Ksh 75,000	Same day for most applications	Apply

View all Fast Loans→

Mular Credit Pros & Cons

+Pros

✓Physical office available for walk-in support (Eastern Kenya)
✓Strong data-privacy posture under Kenya DPA 2019
✓Fast in-app support via live chat
✓Focus on underbanked and informal-sector borrowers
✓Consent-based data use — no unsolicited marketing

-Cons

✗Late payment reported to all three CRBs (Metropol, TransUnion, CreditInfo)
✗Small operations team may mean slower response to escalations
✗Newer entrant — shorter operational track record

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Mular Credit is a CBK-licensed Digital Credit Provider, headquartered in the Eastern Kenya belt around Machakos and Kitui, licensed in 2025. Pricing and disclosure obligations follow CBK's 2022 DCP rules. With operations in the Eastern Kenya belt around Machakos and Kitui, this provider is a rare example of a CBK-licensed lender with genuine regional presence outside Nairobi.

Frequently Asked Questions

What loan amounts are available from Mular Credit?

Mular Credit offers loan amounts from Ksh 1,000 up to Ksh 75,000 depending on the product and your eligibility.

How fast does Mular Credit disburse loans?

The fastest disbursement time from Mular Credit is Same day for most applications. Actual processing time varies by product type and application completeness.

Does Mular Credit require CRB clearance?

Mular Credit does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.