Leaf Credit

Compare all 2 products from Leaf Credit in Kenya. Borrow up to Ksh 100,000.

Ksh 100,000

Max Amount

Within 10 minutes for approved applications

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Leaf Credit Digital Loan	N/A	Ksh 500 - Ksh 100,000	Within 10 minutes for approved applications	Apply
Leaf Credit Digital Loan	N/A	Ksh 500 - Ksh 100,000	Within 10 minutes for approved applications	Apply

View all Fast Loans→

Leaf Credit Pros & Cons

+Pros

✓Well-designed mobile app experience
✓Customer WhatsApp channel for quick escalations
✓Offers financial literacy resources for first-time borrowers
✓Accessible even with a basic smartphone

-Cons

✗Customer service hours limited to Mon-Fri
✗Daily late-fee compounding can accumulate fast
✗Reduced loan limit if CRB score drops below 600

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Leaf Credit is a CBK-licensed Digital Credit Provider, licensed in 2025 under Kenya's 2022 DCP Regulations. Loans run from KES 500 to KES 100,000 with repayment terms of 30-120 days. Disbursement is via M-Pesa, Bank transfer or Airtel Money - within 10 minutes for approved applications. Rates are not published upfront: pricing tiers by CRB band, loan size, and repayment history, and the full total cost of credit is disclosed before acceptance per CBK's Digital Credit Provider rules. Fees: processing fee varies by loan size and tier; no early-repayment penalty.

Frequently Asked Questions

What loan amounts are available from Leaf Credit?

Leaf Credit offers loan amounts from Ksh 500 up to Ksh 100,000 depending on the product and your eligibility.

How fast does Leaf Credit disburse loans?

The fastest disbursement time from Leaf Credit is Within 10 minutes for approved applications. Actual processing time varies by product type and application completeness.

Does Leaf Credit require CRB clearance?

Leaf Credit does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.