Hakki Africa

Compare all 2 products from Hakki Africa in Kenya. Borrow up to Ksh 30,000.

Ksh 30,000

Max Amount

Same day for most applications

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Hakki Africa Quick Loan	N/A	Ksh 3,000 - Ksh 30,000	Same day for most applications	Apply
Hakki Africa Quick Loan	N/A	Ksh 3,000 - Ksh 30,000	Same day for most applications	Apply

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Hakki Africa Pros & Cons

+Pros

✓No hidden charges beyond the advertised rate
✓Local Kenyan customer-service team
✓Supports partial repayments when cash flow is tight
✓CBK-regulated and licensed, answerable to the Central Bank
✓Strong data-privacy posture under Kenya DPA 2019

-Cons

✗Short operational track record — licensed recently
✗Late payment reported to all three CRBs (Metropol, TransUnion, CreditInfo)

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Hakki Africa is a CBK-licensed Digital Credit Provider, licensed in 2026 under Kenya's 2022 DCP Regulations. Loans run from KES 3,000 to KES 30,000 with repayment terms of 14-60 days. Disbursement is via Bank transfer, M-Pesa or Airtel Money - same day for most applications. Rates are not published upfront: pricing tiers by CRB band, loan size, and repayment history, and the full total cost of credit is disclosed before acceptance per CBK's Digital Credit Provider rules. Fees: processing fee varies by loan size and tier; no early-repayment penalty.

Frequently Asked Questions

What loan amounts are available from Hakki Africa?

Hakki Africa offers loan amounts from Ksh 3,000 up to Ksh 30,000 depending on the product and your eligibility.

How fast does Hakki Africa disburse loans?

The fastest disbursement time from Hakki Africa is Same day for most applications. Actual processing time varies by product type and application completeness.

Does Hakki Africa require CRB clearance?

Hakki Africa does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.