Fincorp Credit

Compare all 2 products from Fincorp Credit in Kenya. Borrow up to Ksh 50,000.

Ksh 50,000

Max Amount

Within minutes to 24 hours

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Fincorp Credit Digital Loan	N/A	Ksh 2,000 - Ksh 50,000	Within minutes to 24 hours	Apply
Fincorp Credit Digital Loan	N/A	Ksh 2,000 - Ksh 50,000	Within minutes to 24 hours	Apply

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Fincorp Credit Pros & Cons

+Pros

✓24/7 application window via mobile or USSD
✓No hidden charges beyond the advertised rate
✓Offers financial literacy resources for first-time borrowers

-Cons

✗Mainly Nairobi-focused; limited regional reach
✗Reduced loan limit if CRB score drops below 600
✗Small operations team may mean slower response to escalations

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Fincorp Credit is a CBK-licensed Digital Credit Provider, licensed in 2024 under Kenya's 2022 DCP Regulations. Loans run from KES 2,000 to KES 50,000 with repayment terms of 7-120 days. Disbursement is via M-Pesa, Bank transfer or Airtel Money - within minutes to 24 hours. Rates are not published upfront: pricing tiers by CRB band, loan size, and repayment history, and the full total cost of credit is disclosed before acceptance per CBK's Digital Credit Provider rules. Fees: processing fee varies by loan size and tier; no early-repayment penalty.

Frequently Asked Questions

What loan amounts are available from Fincorp Credit?

Fincorp Credit offers loan amounts from Ksh 2,000 up to Ksh 50,000 depending on the product and your eligibility.

How fast does Fincorp Credit disburse loans?

The fastest disbursement time from Fincorp Credit is Within minutes to 24 hours. Actual processing time varies by product type and application completeness.

Does Fincorp Credit require CRB clearance?

Fincorp Credit does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.