Fast Credit

Compare all 2 products from Fast Credit in Kenya. Borrow up to Ksh 75,000.

Ksh 75,000

Max Amount

Within 10 minutes for approved applications

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Fast Credit Credit Line	N/A	Ksh 500 - Ksh 75,000	Within 10 minutes for approved applications	Apply
Fast Credit Credit Line	N/A	Ksh 500 - Ksh 75,000	Within 10 minutes for approved applications	Apply

View all Fast Loans→

Fast Credit Pros & Cons

+Pros

✓Transparent total cost of credit displayed upfront
✓Well-designed mobile app experience
✓CBK-regulated and licensed, answerable to the Central Bank

-Cons

✗Mainly Nairobi-focused; limited regional reach
✗Interest rates can be steep for first-time borrowers
✗Limited loan-size ceiling compared to bank products

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Fast Credit is a CBK-licensed Digital Credit Provider operated by Nawiri African Sprouts, licensed in 2025 under Kenya's 2022 DCP Regulations. Loans run from KES 500 to KES 75,000 with repayment terms of 30-90 days. Disbursement is via M-Pesa or Bank transfer - within 10 minutes for approved applications. Rates are not published upfront: pricing tiers by CRB band, loan size, and repayment history, and the full total cost of credit is disclosed before acceptance per CBK's Digital Credit Provider rules. Fees: processing fee varies by loan size and tier; no early-repayment penalty.

Frequently Asked Questions

What loan amounts are available from Fast Credit?

Fast Credit offers loan amounts from Ksh 500 up to Ksh 75,000 depending on the product and your eligibility.

How fast does Fast Credit disburse loans?

The fastest disbursement time from Fast Credit is Within 10 minutes for approved applications. Actual processing time varies by product type and application completeness.

Does Fast Credit require CRB clearance?

Fast Credit does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.