Fantom Capital

Compare all 2 products from Fantom Capital in Kenya. Borrow up to Ksh 50,000.

Ksh 50,000

Max Amount

Typically within 1-4 hours of approval

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Fantom Capital Credit Line	N/A	Ksh 2,000 - Ksh 50,000	Typically within 1-4 hours of approval	Apply
Fantom Capital Credit Line	N/A	Ksh 2,000 - Ksh 50,000	Typically within 1-4 hours of approval	Apply

View all Fast Loans→

Fantom Capital Pros & Cons

+Pros

✓Physical office available for walk-in support (industrial area)
✓Transparent total cost of credit displayed upfront
✓Strong data-privacy posture under Kenya DPA 2019
✓Local Kenyan customer-service team
✓24/7 application window via mobile or USSD

-Cons

✗Newer entrant — shorter operational track record
✗Late payment reported to all three CRBs (Metropol, TransUnion, CreditInfo)

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Fantom Capital is a CBK-licensed Digital Credit Provider, headquartered in Nairobi's industrial belt, licensed in 2025. Pricing and disclosure obligations follow CBK's 2022 DCP rules. Fantom Capital leans into small-business and working-capital lending, targeting traders and SMEs rather than salaried employees.

Frequently Asked Questions

What loan amounts are available from Fantom Capital?

Fantom Capital offers loan amounts from Ksh 2,000 up to Ksh 50,000 depending on the product and your eligibility.

How fast does Fantom Capital disburse loans?

The fastest disbursement time from Fantom Capital is Typically within 1-4 hours of approval. Actual processing time varies by product type and application completeness.

Does Fantom Capital require CRB clearance?

Fantom Capital does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.