Easyways Credit

Compare all 2 products from Easyways Credit in Kenya. Borrow up to Ksh 50,000.

Ksh 50,000

Max Amount

Instant for repeat borrowers, minutes for new ones

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Easyways Credit Mobile Loan	N/A	Ksh 2,000 - Ksh 50,000	Instant for repeat borrowers, minutes for new ones	Apply
Easyways Credit Mobile Loan	N/A	Ksh 2,000 - Ksh 50,000	Instant for repeat borrowers, minutes for new ones	Apply

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Easyways Credit Pros & Cons

+Pros

✓Offers financial literacy resources for first-time borrowers
✓Reports positive repayment to CRBs to build credit
✓No hidden charges beyond the advertised rate
✓Available across Kenya, not just Nairobi
✓Supports partial repayments when cash flow is tight

-Cons

✗Late payment reported to all three CRBs (Metropol, TransUnion, CreditInfo)
✗Short operational track record — licensed recently
✗Mainly Nairobi-focused; limited regional reach

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Easyways Credit is a CBK-licensed Digital Credit Provider, licensed in 2025 under Kenya's 2022 DCP Regulations. Loans run from KES 2,000 to KES 50,000 with repayment terms of 7-120 days. Disbursement is via Bank transfer or M-Pesa - instant for repeat borrowers, minutes for new ones. Rates are not published upfront: pricing tiers by CRB band, loan size, and repayment history, and the full total cost of credit is disclosed before acceptance per CBK's Digital Credit Provider rules. Fees: processing fee varies by loan size and tier; no early-repayment penalty.

Frequently Asked Questions

What loan amounts are available from Easyways Credit?

Easyways Credit offers loan amounts from Ksh 2,000 up to Ksh 50,000 depending on the product and your eligibility.

How fast does Easyways Credit disburse loans?

The fastest disbursement time from Easyways Credit is Instant for repeat borrowers, minutes for new ones. Actual processing time varies by product type and application completeness.

Does Easyways Credit require CRB clearance?

Easyways Credit does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.