Dime Credit

Compare all 2 products from Dime Credit in Kenya. Borrow up to Ksh 100,000.

Ksh 100,000

Max Amount

Within minutes to 24 hours

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Dime Credit Mobile Loan	N/A	Ksh 2,000 - Ksh 100,000	Within minutes to 24 hours	Apply
Dime Credit Mobile Loan	N/A	Ksh 2,000 - Ksh 100,000	Within minutes to 24 hours	Apply

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Dime Credit Pros & Cons

+Pros

✓24/7 application window via mobile or USSD
✓CBK-regulated and licensed, answerable to the Central Bank
✓Available across Kenya, not just Nairobi
✓Transparent fee disclosure before loan acceptance

-Cons

✗Limited loan-size ceiling compared to bank products
✗No grace period before the late-fee clock starts
✗Loan limits start low and grow only with repayment

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Dime Credit is a CBK-licensed Digital Credit Provider, licensed in 2024 under Kenya's 2022 DCP Regulations. Loans run from KES 2,000 to KES 100,000 with repayment terms of 30-90 days. Disbursement is via M-Pesa or Bank transfer - within minutes to 24 hours. Rates are not published upfront: pricing tiers by CRB band, loan size, and repayment history, and the full total cost of credit is disclosed before acceptance per CBK's Digital Credit Provider rules. Fees: processing fee varies by loan size and tier; no early-repayment penalty.

Frequently Asked Questions

What loan amounts are available from Dime Credit?

Dime Credit offers loan amounts from Ksh 2,000 up to Ksh 100,000 depending on the product and your eligibility.

How fast does Dime Credit disburse loans?

The fastest disbursement time from Dime Credit is Within minutes to 24 hours. Actual processing time varies by product type and application completeness.

Does Dime Credit require CRB clearance?

Dime Credit does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.