Azura Credit

Compare all 2 products from Azura Credit in Kenya. Borrow up to Ksh 50,000.

Ksh 50,000

Max Amount

Same day for most applications

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Azura Credit Digital Loan	N/A	Ksh 1,000 - Ksh 50,000	Same day for most applications	Apply
Azura Credit Digital Loan	N/A	Ksh 1,000 - Ksh 50,000	Same day for most applications	Apply

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Azura Credit Pros & Cons

+Pros

✓Quick turnaround — funds on M-Pesa within minutes
✓Available across Kenya, not just Nairobi
✓Fast in-app support via live chat

-Cons

✗Mainly Nairobi-focused; limited regional reach
✗Small operations team may mean slower response to escalations

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Azura Credit is a CBK-licensed Digital Credit Provider, licensed in 2024 under Kenya's 2022 DCP Regulations. Loans run from KES 1,000 to KES 50,000 with repayment terms of 14-30 days. Disbursement is via Bank transfer, Airtel Money or M-Pesa - same day for most applications. Rates are not published upfront: pricing tiers by CRB band, loan size, and repayment history, and the full total cost of credit is disclosed before acceptance per CBK's Digital Credit Provider rules. Fees: processing fee varies by loan size and tier; no early-repayment penalty.

Frequently Asked Questions

What loan amounts are available from Azura Credit?

Azura Credit offers loan amounts from Ksh 1,000 up to Ksh 50,000 depending on the product and your eligibility.

How fast does Azura Credit disburse loans?

The fastest disbursement time from Azura Credit is Same day for most applications. Actual processing time varies by product type and application completeness.

Does Azura Credit require CRB clearance?

Azura Credit does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.