Hustler Fund Personal Loan
Pros
- +Lowest interest rate in Kenya at 8% p.a.
- +Instant disbursement to M-Pesa, Airtel Money, or T-Kash
- +No CRB check required
- +5% of loan goes to savings (locked for 1 year)
Hustler Fund Personal Loan vs Fuliza M-Pesa - Mobile Money Loans Comparison 2025
Compare Hustler Fund Personal Loan and Fuliza M-Pesa side-by-side. Interest rates, fees, loan amounts, eligibility requirements, and customer reviews. Find the best mobile money loans for you.
At a Glance
Best Rate
Safaricom M-Pesa
Lowest Fees
Safaricom M-Pesa
Fastest Approval
Government of Kenya
Overall Winner
Safaricom M-Pesa
| Feature | Hustler Fund Personal Loan Government of Kenya | Fuliza M-Pesa Safaricom M-Pesa |
|---|---|---|
| Interest Rate | 8% p.a. | 1.083% p.a. Best Rate |
| Loan Amount Range | KES 500 - KES 50,000 | KES 1 - KES 100,000 |
| Repayment Period | 14 - 180 days | 1 - 30 months |
| Fees | N/A | N/A Lowest Fees |
| Key Features |
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| View Details & Apply | View Details & Apply |
Fuliza M-Pesa
Pros
- +Overdraft facility - complete transactions even with zero balance
- +Automatic activation for eligible M-Pesa users
- +No application needed
- +Instant access 24/7
Frequently Asked Questions
Which is better: Hustler Fund Personal Loan or Fuliza M-Pesa?
Fuliza M-Pesa offers a more competitive interest rate starting at 1.083% per annum. However, the best choice depends on your specific needs, loan amount, and repayment period. Hustler Fund Personal Loan from Government of Kenya may be better for Lowest interest rate in Kenya at 8% p.a., while Fuliza M-Pesa from Safaricom M-Pesa excels at Overdraft facility - complete transactions even with zero balance.
What are the main differences between Hustler Fund Personal Loan and Fuliza M-Pesa?
Hustler Fund Personal Loan from Government of Kenya offers rates from 8% p.a. with loan amounts up to KES 50,000. Fuliza M-Pesa from Safaricom M-Pesa offers rates from 1.083% p.a. with loan amounts up to KES 100,000. Compare features, fees, and eligibility requirements above.
How fast can I get approved for these mobile money loans?
Approval times vary: Hustler Fund Personal Loan typically takes 24-48 hours, while Fuliza M-Pesa processes applications in 24-48 hours. Digital products like M-Pesa loans can be approved instantly, while bank loans may take 1-3 business days.
Do I need collateral for Hustler Fund Personal Loan or Fuliza M-Pesa?
Collateral requirements depend on the loan amount and product type. For amounts under KES 500,000, many mobile money loans are unsecured. Larger loans may require collateral such as a logbook, property, or salary assignment. Check specific requirements for each product.
Can I apply for both Hustler Fund Personal Loan and Fuliza M-Pesa?
While you can technically apply to multiple lenders, having multiple active loans affects your debt-to-income ratio and CRB profile. It's generally better to choose one product that best fits your needs. Use PesaMarket's comparison tools to make an informed decision.
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