Zenka Instant Loan
Pros
- +Instant approval within 1 minute
- +Loans from KES 500 to KES 30,000
- +No paperwork or documents needed
- +Disbursement directly to M-Pesa
Zenka Instant Loan vs OKash Instant Loan - Fast Loans Comparison 2025
Compare Zenka Instant Loan and OKash Instant Loan side-by-side. Interest rates, fees, loan amounts, eligibility requirements, and customer reviews. Find the best fast loans for you.
At a Glance
Best Rate
Okash Kenya
Lowest Fees
Okash Kenya
Fastest Approval
Zenka Finance Limited
Overall Winner
Okash Kenya
| Feature | Zenka Instant Loan Zenka Finance Limited | OKash Instant Loan Okash Kenya |
|---|---|---|
| Interest Rate | 9% - 15% p.a. | 8% - 20% p.a. Best Rate |
| Loan Amount Range | KES 500 - KES 30,000 | KES 1,500 - KES 50,000 |
| Repayment Period | 7 - 90 days | 91 - 365 days |
| Fees | Processing: 0% | Processing: 0% Lowest Fees |
| Key Features |
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| View Details & Apply | View Details & Apply |
OKash Instant Loan
Pros
- +Instant approval within 2 minutes
- +Loans from KES 1,500 to KES 50,000
- +Repayment period 91-365 days
- +No paperwork or guarantors
Frequently Asked Questions
Which is better: Zenka Instant Loan or OKash Instant Loan?
OKash Instant Loan offers a more competitive interest rate starting at 8% per annum. However, the best choice depends on your specific needs, loan amount, and repayment period. Zenka Instant Loan from Zenka Finance Limited may be better for Instant approval within 1 minute, while OKash Instant Loan from Okash Kenya excels at Instant approval within 2 minutes.
What are the main differences between Zenka Instant Loan and OKash Instant Loan?
Zenka Instant Loan from Zenka Finance Limited offers rates from 9% p.a. with loan amounts up to KES 30,000. OKash Instant Loan from Okash Kenya offers rates from 8% p.a. with loan amounts up to KES 50,000. Compare features, fees, and eligibility requirements above.
How fast can I get approved for these fast loans?
Approval times vary: Zenka Instant Loan typically takes 24-48 hours, while OKash Instant Loan processes applications in 24-48 hours. Digital products like M-Pesa loans can be approved instantly, while bank loans may take 1-3 business days.
Do I need collateral for Zenka Instant Loan or OKash Instant Loan?
Collateral requirements depend on the loan amount and product type. For amounts under KES 500,000, many fast loans are unsecured. Larger loans may require collateral such as a logbook, property, or salary assignment. Check specific requirements for each product.
Can I apply for both Zenka Instant Loan and OKash Instant Loan?
While you can technically apply to multiple lenders, having multiple active loans affects your debt-to-income ratio and CRB profile. It's generally better to choose one product that best fits your needs. Use PesaMarket's comparison tools to make an informed decision.
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