OKash Instant Loan
Pros
- +Instant approval within 2 minutes
- +Loans from KES 1,500 to KES 50,000
- +Repayment period 91-365 days
- +No paperwork or guarantors
OKash Instant Loan vs Tala Instant Loan - Fast Loans Comparison 2025
Compare OKash Instant Loan and Tala Instant Loan side-by-side. Interest rates, fees, loan amounts, eligibility requirements, and customer reviews. Find the best fast loans for you.
At a Glance
Best Rate
Okash Kenya
Lowest Fees
Tala Kenya
Fastest Approval
Okash Kenya
Overall Winner
Okash Kenya
| Feature | OKash Instant Loan Okash Kenya | Tala Instant Loan Tala Kenya |
|---|---|---|
| Interest Rate | 8% - 20% p.a. Best Rate | 11% - 15% p.a. |
| Loan Amount Range | KES 1,500 - KES 50,000 | KES 1,000 - KES 50,000 |
| Repayment Period | 91 - 365 days | 21 - 30 months |
| Fees | Processing: 0% | N/A Lowest Fees |
| Key Features |
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| View Details & Apply | View Details & Apply |
Tala Instant Loan
Pros
- +First loan approved within 10 minutes
- +Loan limit up to KES 50,000
- +Transparent pricing - no hidden fees
- +Flexible 21 or 30-day repayment
Frequently Asked Questions
Which is better: OKash Instant Loan or Tala Instant Loan?
OKash Instant Loan offers a more competitive interest rate starting at 8% per annum. However, the best choice depends on your specific needs, loan amount, and repayment period. OKash Instant Loan from Okash Kenya may be better for Instant approval within 2 minutes, while Tala Instant Loan from Tala Kenya excels at First loan approved within 10 minutes.
What are the main differences between OKash Instant Loan and Tala Instant Loan?
OKash Instant Loan from Okash Kenya offers rates from 8% p.a. with loan amounts up to KES 50,000. Tala Instant Loan from Tala Kenya offers rates from 11% p.a. with loan amounts up to KES 50,000. Compare features, fees, and eligibility requirements above.
How fast can I get approved for these fast loans?
Approval times vary: OKash Instant Loan typically takes 24-48 hours, while Tala Instant Loan processes applications in 24-48 hours. Digital products like M-Pesa loans can be approved instantly, while bank loans may take 1-3 business days.
Do I need collateral for OKash Instant Loan or Tala Instant Loan?
Collateral requirements depend on the loan amount and product type. For amounts under KES 500,000, many fast loans are unsecured. Larger loans may require collateral such as a logbook, property, or salary assignment. Check specific requirements for each product.
Can I apply for both OKash Instant Loan and Tala Instant Loan?
While you can technically apply to multiple lenders, having multiple active loans affects your debt-to-income ratio and CRB profile. It's generally better to choose one product that best fits your needs. Use PesaMarket's comparison tools to make an informed decision.
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