Compare KCB and NBK side-by-side. Interest rates, fees, branch network, digital services, and customer reviews. Find out which bank is right for you.
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Both KCB and NBK are reputable CBK-licensed banks in Kenya. KCB has 250 branches while NBK has undefined branches. KCB was established in 1896 and NBK in 1904. The best choice depends on your specific needs, location, and the type of financial product you're looking for.
KCB is headquartered in Nairobi and offers Largest branch network in Kenya (250+ branches), Strong digital banking platform. NBK is headquartered in Nairobi and is known for competitive rates. They differ in their product offerings, interest rates, fees, and branch networks.
Interest rates vary by product type. For personal loans, rates typically range from 13-18% p.a. at both banks. KCB may offer lower rates for salary-backed loans, while NBK might have better rates for secured loans. Always compare specific products on PesaMarket for current rates.
Yes, you can have accounts at both KCB and NBK. Many Kenyans maintain multiple bank accounts to take advantage of different products and services. Both banks offer mobile banking integration with M-Pesa for easy transfers.
Both banks have robust mobile banking apps. KCB offers KCB Mobile with M-Pesa integration, while NBK provides NBK Mobile services. Check app store ratings and features that matter most to you.
Compare more financial products and find the best rates for your needs. PesaMarket helps thousands of Kenyans find the right financial products every month.