KCB Classic Visa Credit Card
Pros
- +Worldwide acceptance on Visa network
- +Free SMS alerts for all transactions
- +Emergency card replacement worldwide
- +24/7 customer support hotline
Compare KCB Classic Visa Credit Card and Equity Gold Visa Credit Card side-by-side. Interest rates, fees, loan amounts, eligibility requirements, and customer reviews. Find the best credit cards for you.
| Feature | KCB Classic Visa Credit Card Kenya Commercial Bank | Equity Gold Visa Credit Card Equity Bank |
|---|---|---|
| Interest Rate | 3.5% p.a. | 1.5% p.a. Best Rate |
| Loan Amount Range | N/A | N/A |
| Repayment Period | N/A | N/A |
| Fees | Annual: KES 3000 | Annual: KES 4500 Lowest Fees |
| Key Features |
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| View Details & Apply | View Details & Apply |
Equity Gold Visa Credit Card offers a more competitive interest rate starting at 1.5% per annum. However, the best choice depends on your specific needs, loan amount, and repayment period. KCB Classic Visa Credit Card from Kenya Commercial Bank may be better for Worldwide acceptance on Visa network, while Equity Gold Visa Credit Card from Equity Bank excels at Worldwide acceptance on Visa network.
KCB Classic Visa Credit Card from Kenya Commercial Bank offers rates from 3.5% p.a. with loan amounts up to KES varies. Equity Gold Visa Credit Card from Equity Bank offers rates from 1.5% p.a. with loan amounts up to KES varies. Compare features, fees, and eligibility requirements above.
Approval times vary: KCB Classic Visa Credit Card typically takes 24-48 hours, while Equity Gold Visa Credit Card processes applications in 24-48 hours. Digital products like M-Pesa loans can be approved instantly, while bank loans may take 1-3 business days.
Collateral requirements depend on the loan amount and product type. For amounts under KES 500,000, many credit cards are unsecured. Larger loans may require collateral such as a logbook, property, or salary assignment. Check specific requirements for each product.
While you can technically apply to multiple lenders, having multiple active loans affects your debt-to-income ratio and CRB profile. It's generally better to choose one product that best fits your needs. Use PesaMarket's comparison tools to make an informed decision.
Compare more financial products and find the best rates for your needs. PesaMarket helps thousands of Kenyans find the right financial products every month.