KCB Personal Car Loan
Pros
- +Finance up to 100% of vehicle value
- +New and used vehicles accepted (up to 8 years old)
- +Competitive interest rates
- +Flexible repayment period up to 5 years
KCB vs Co-op Bank - Complete Bank Comparison 2025
Compare KCB and Co-op Bank side-by-side. Interest rates, fees, branch network, digital services, and customer reviews. Find out which bank is right for you.
At a Glance
Best Rate
Kenya Commercial Bank
Lowest Fees
Co-operative Bank of Kenya
Fastest Approval
Kenya Commercial Bank
Overall Winner
Kenya Commercial Bank
| Feature | KCB Personal Car Loan Kenya Commercial Bank | Co-op Bank Personal Loan Co-operative Bank of Kenya |
|---|---|---|
| Interest Rate | 13% - 15.5% p.a. | 13.5% - 15.5% p.a. |
| Loan Amount Range | KES 300,000 - KES 15,000,000 | KES 50,000 - KES 5,000,000 |
| Repayment Period | 12 - 60 months | 12 - 60 months |
| Fees | Processing: 2% | Processing: 2%% |
| Key Features |
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| View Details & Apply | View Details & Apply |
Co-op Bank Personal Loan
Pros
- +Up to KES 5 million loan amount
- +Flexible repayment up to 5 years
- +Competitive interest rates from 13.5%
- +No collateral required for amounts up to KES 1 million
Frequently Asked Questions
Which is better: KCB or Co-op Bank?
Both KCB and Co-op Bank are reputable CBK-licensed banks in Kenya. KCB has 250 branches while Co-op Bank has 170 branches. KCB was established in 1896 and Co-op Bank in 1968. The best choice depends on your specific needs, location, and the type of financial product you're looking for.
What are the main differences between KCB and Co-op Bank?
KCB is headquartered in Nairobi and offers Largest branch network in Kenya (250+ branches), Strong digital banking platform. Co-op Bank is headquartered in Nairobi and is known for 170+ branches nationwide, Strong cooperative banking heritage. They differ in their product offerings, interest rates, fees, and branch networks.
Which bank has better interest rates: KCB or Co-op Bank?
Interest rates vary by product type. For personal loans, rates typically range from 13-18% p.a. at both banks. KCB may offer lower rates for salary-backed loans, while Co-op Bank might have better rates for secured loans. Always compare specific products on PesaMarket for current rates.
Can I have accounts at both KCB and Co-op Bank?
Yes, you can have accounts at both KCB and Co-op Bank. Many Kenyans maintain multiple bank accounts to take advantage of different products and services. Both banks offer mobile banking integration with M-Pesa for easy transfers.
Which bank has better mobile banking: KCB or Co-op Bank?
Both banks have robust mobile banking apps. KCB offers KCB Mobile with M-Pesa integration, while Co-op Bank provides MCo-op Cash App services. Check app store ratings and features that matter most to you.
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