KCB Personal Car Loan
Pros
- +Finance up to 100% of vehicle value
- +New and used vehicles accepted (up to 8 years old)
- +Competitive interest rates
- +Flexible repayment period up to 5 years
KCB vs ABSA Bank - Complete Bank Comparison 2025
Compare KCB and ABSA Bank side-by-side. Interest rates, fees, branch network, digital services, and customer reviews. Find out which bank is right for you.
At a Glance
Best Rate
Kenya Commercial Bank
Lowest Fees
ABSA Bank Kenya
Fastest Approval
Kenya Commercial Bank
Overall Winner
Kenya Commercial Bank
| Feature | KCB Personal Car Loan Kenya Commercial Bank | ABSA Personal Loan ABSA Bank Kenya |
|---|---|---|
| Interest Rate | 13% - 15.5% p.a. | 14% - 16.5% p.a. |
| Loan Amount Range | KES 300,000 - KES 15,000,000 | KES 50,000 - KES 10,000,000 |
| Repayment Period | 12 - 60 months | 12 - 72 months |
| Fees | Processing: 2% | Processing: 2.5%% |
| Key Features |
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| View Details & Apply | View Details & Apply |
ABSA Personal Loan
Pros
- +Loan amounts up to KES 10 million
- +Flexible repayment up to 6 years
- +Competitive interest rates from 14%
- +Quick approval within 48 hours
Frequently Asked Questions
Which is better: KCB or ABSA Bank?
Both KCB and ABSA Bank are reputable CBK-licensed banks in Kenya. KCB has 250 branches while ABSA Bank has 80 branches. KCB was established in 1896 and ABSA Bank in 1916. The best choice depends on your specific needs, location, and the type of financial product you're looking for.
What are the main differences between KCB and ABSA Bank?
KCB is headquartered in Nairobi and offers Largest branch network in Kenya (250+ branches), Strong digital banking platform. ABSA Bank is headquartered in Nairobi and is known for Over 100 years of banking experience, Strong international banking network. They differ in their product offerings, interest rates, fees, and branch networks.
Which bank has better interest rates: KCB or ABSA Bank?
Interest rates vary by product type. For personal loans, rates typically range from 13-18% p.a. at both banks. KCB may offer lower rates for salary-backed loans, while ABSA Bank might have better rates for secured loans. Always compare specific products on PesaMarket for current rates.
Can I have accounts at both KCB and ABSA Bank?
Yes, you can have accounts at both KCB and ABSA Bank. Many Kenyans maintain multiple bank accounts to take advantage of different products and services. Both banks offer mobile banking integration with M-Pesa for easy transfers.
Which bank has better mobile banking: KCB or ABSA Bank?
Both banks have robust mobile banking apps. KCB offers KCB Mobile with M-Pesa integration, while ABSA Bank provides Absa Banking App services. Check app store ratings and features that matter most to you.
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