DTB Personal Loan
Pros
- +Personal loans up to KES 5 million
- +Competitive rates from 14% p.a.
- +Repayment up to 60 months
- +Personalized relationship banking
DTB vs I&M Bank - Complete Bank Comparison 2026
Compare DTB and I&M Bank side-by-side. Interest rates, fees, branch network, digital services, and customer reviews. Find out which bank is right for you.
At a Glance
Best Rate
Diamond Trust Bank
Lowest Fees
I&M Bank
Fastest Approval
Diamond Trust Bank
Overall Winner
Diamond Trust Bank
| Feature | DTB Personal Loan Diamond Trust Bank | I&M Personal Loan I&M Bank |
|---|---|---|
| Interest Rate | 14% - 17% p.a. | 14% - 18% p.a. |
| Loan Amount Range | KES 50,000 - KES 5,000,000 | KES 100,000 - KES 10,000,000 |
| Repayment Period | 12 - 60 months | 12 - 72 months |
| Fees | Processing: 2%% | Processing: 2%% |
| Key Features |
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| View Details & Apply | View Details & Apply |
I&M Personal Loan
Pros
- +Premium personal loans up to KES 10 million
- +Top-rated mobile banking app
- +Excellent customer service
- +Personalized relationship managers
Frequently Asked Questions
Which is better: DTB or I&M Bank?
Both DTB and I&M Bank are reputable CBK-licensed banks in Kenya. DTB has 65 branches while I&M Bank has 52 branches. DTB was established in 1946 and I&M Bank in 1974. The best choice depends on your specific needs, location, and the type of financial product you're looking for.
What are the main differences between DTB and I&M Bank?
DTB is headquartered in Nairobi and offers Strong SME and trade finance, Regional presence across East Africa. I&M Bank is headquartered in Nairobi and is known for Premium banking services, Strong trade and forex services. They differ in their product offerings, interest rates, fees, and branch networks.
Which bank has better interest rates: DTB or I&M Bank?
Interest rates vary by product type. For personal loans, rates typically range from 13-18% p.a. at both banks. DTB may offer lower rates for salary-backed loans, while I&M Bank might have better rates for secured loans. Always compare specific products on PesaMarket for current rates.
Can I have accounts at both DTB and I&M Bank?
Yes, you can have accounts at both DTB and I&M Bank. Many Kenyans maintain multiple bank accounts to take advantage of different products and services. Both banks offer mobile banking integration with M-Pesa for easy transfers.
Which bank has better mobile banking: DTB or I&M Bank?
Both banks have robust mobile banking apps. DTB offers DTB Mobile with M-Pesa integration, while I&M Bank provides I&M On The Go services. Check app store ratings and features that matter most to you.
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