ABSA Business Credit Card
Pros
- +Separate business and personal expenses
- +Interest-free period up to 45 days
- +Free employee cards (up to 5)
- +Detailed monthly business expense reports
Compare ABSA Business Credit Card and KCB Classic Visa Credit Card side-by-side. Interest rates, fees, loan amounts, eligibility requirements, and customer reviews. Find the best credit cards for you.
| Feature | ABSA Business Credit Card ABSA Bank Kenya | KCB Classic Visa Credit Card Kenya Commercial Bank |
|---|---|---|
| Interest Rate | 2.17% - 2.17% p.a. Best Rate |
| Loan Amount Range | N/A | N/A |
| Repayment Period | N/A | N/A |
| Fees | Annual: KES 3500 | Annual: KES 3000 Lowest Fees |
| Key Features |
|
|
| View Details & Apply | View Details & Apply |
ABSA Business Credit Card offers a more competitive interest rate starting at 2.17% per annum. However, the best choice depends on your specific needs, loan amount, and repayment period. ABSA Business Credit Card from ABSA Bank Kenya may be better for Separate business and personal expenses, while KCB Classic Visa Credit Card from Kenya Commercial Bank excels at Worldwide acceptance on Visa network.
ABSA Business Credit Card from ABSA Bank Kenya offers rates from 2.17% p.a. with loan amounts up to KES varies. KCB Classic Visa Credit Card from Kenya Commercial Bank offers rates from 3.5% p.a. with loan amounts up to KES varies. Compare features, fees, and eligibility requirements above.
Approval times vary: ABSA Business Credit Card typically takes 24-48 hours, while KCB Classic Visa Credit Card processes applications in 24-48 hours. Digital products like M-Pesa loans can be approved instantly, while bank loans may take 1-3 business days.
Collateral requirements depend on the loan amount and product type. For amounts under KES 500,000, many credit cards are unsecured. Larger loans may require collateral such as a logbook, property, or salary assignment. Check specific requirements for each product.
While you can technically apply to multiple lenders, having multiple active loans affects your debt-to-income ratio and CRB profile. It's generally better to choose one product that best fits your needs. Use PesaMarket's comparison tools to make an informed decision.
Compare more financial products and find the best rates for your needs. PesaMarket helps thousands of Kenyans find the right financial products every month.