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HELB Loan Repayment Calculator

Calculate your monthly payments and timeline to repay your HELB loan

Enter Details

KES
KES 10,000KES 1,500,000
KES
KES 15,000KES 300,000

HELB Deduction Bands:

  • • Below KES 50,000: KES 1,500/month
  • • KES 50,001 - 100,000: 6% of salary
  • • Above KES 100,000: 8% of salary

Monthly Deduction

Ksh 3,600

6% of salary

Repayment Period
11 years 8 months
Total Interest
Ksh 100,466
Total RepaymentKsh 500,466
Principal: Ksh 400,000Interest: Ksh 100,466

How to Pay Faster

Make lump sum payments via M-Pesa to Paybill 200800 to reduce your principal faster.

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