Comprehensive guide to the top personal loans, business loans, and mortgages from Kenya's leading banks. Updated for 2025 with latest rates and features.
Kenya Commercial Bank
â Editor's ChoiceKCB offers competitive rates with flexible repayment terms. Excellent for salaried employees with good credit history.
View Details âEquity Bank
Equity Bank provides fast processing with extensive branch network across Kenya.
View Details âCo-operative Bank
đ Best for SMEsCo-operative Bank offers comprehensive SME financing with flexible terms and expert business advice.
View Details âKenya Commercial Bank
đ Best MortgageKCB provides competitive mortgage rates with long repayment terms for home ownership.
View Details â| Loan Type | Best Bank | Interest Rate | Max Amount | Max Term |
|---|---|---|---|---|
| Personal Loan | KCB | 13% | KES 5M | 60 months |
| Business Loan | Co-operative | 12% | KES 10M | 84 months |
| Mortgage | KCB | 8.5% | KES 100M | 300 months |
| Credit Card | ABSA | 16.5% | KES 2M | Revolving |