KCB Home Loan
Pros
- +Up to 100% financing for salaried employees
- +Loans up to KES 100 million
- +Repayment up to 25 years
- +Competitive rates from 11.5%
Compare KCB Home Loan and Co-op KMRC Mortgage side-by-side. Interest rates, fees, loan amounts, eligibility requirements, and customer reviews. Find the best mortgages for you.
| Feature | KCB Home Loan Kenya Commercial Bank | Co-op KMRC Mortgage Co-operative Bank of Kenya |
|---|---|---|
| Interest Rate | 11.5% - 13.5% p.a. | 9.9% - 9.9% p.a. Best Rate |
| Loan Amount Range | KES 500,000 - KES 100,000,000 | KES 1,000,000 - KES 4,000,000 |
| Repayment Period | 60 - 300 months | 60 - 300 months |
| Fees | Processing: 1.5%% | Processing: 1% Lowest Fees |
| Key Features |
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| View Details & Apply | View Details & Apply |
Co-op KMRC Mortgage offers a more competitive interest rate starting at 9.9% per annum. However, the best choice depends on your specific needs, loan amount, and repayment period. KCB Home Loan from Kenya Commercial Bank may be better for Up to 100% financing for salaried employees, while Co-op KMRC Mortgage from Co-operative Bank of Kenya excels at Lowest mortgage rate in Kenya at 9.9%.
KCB Home Loan from Kenya Commercial Bank offers rates from 11.5% p.a. with loan amounts up to KES 100,000,000. Co-op KMRC Mortgage from Co-operative Bank of Kenya offers rates from 9.9% p.a. with loan amounts up to KES 4,000,000. Compare features, fees, and eligibility requirements above.
Approval times vary: KCB Home Loan typically takes 24-48 hours, while Co-op KMRC Mortgage processes applications in 24-48 hours. Digital products like M-Pesa loans can be approved instantly, while bank loans may take 1-3 business days.
Collateral requirements depend on the loan amount and product type. For amounts under KES 500,000, many mortgages are unsecured. Larger loans may require collateral such as a logbook, property, or salary assignment. Check specific requirements for each product.
While you can technically apply to multiple lenders, having multiple active loans affects your debt-to-income ratio and CRB profile. It's generally better to choose one product that best fits your needs. Use PesaMarket's comparison tools to make an informed decision.
Compare more financial products and find the best rates for your needs. PesaMarket helps thousands of Kenyans find the right financial products every month.