CRB Rights Kenya: How to Dispute Incorrect Listings & Clear Your Name
Clear your name. Know your rights. Fix errors. Complete guide to disputing CRB listings and rebuilding your credit score.
Why This Matters
Over 4.5 million Kenyans are listed on CRB. Many don't even know they're blacklisted until they try to borrow. Your photo rejected at the bank counter. Loan applications denied instantly. Job offers withdrawn. All because of a CRB listing you didn't know existed—or worse, one that's completely incorrect.
Here's the truth: You have RIGHTS. Incorrect listings can be removed. Legitimate debts can be cleared properly. This guide shows you exactly how.
Kenyans listed on CRB
TransUnion Kenya, 2024
Of CRB listings contain at least one error
Consumer advocacy groups estimate
Legal timeline to remove listing after full payment
CBK Prudential Guidelines
Understanding CRB in Kenya
Credit Reference Bureaus (CRBs) maintain records of your borrowing and repayment history in Kenya. There are 3 licensed CRBs: Metropol CRB, TransUnion Kenya, and Creditinfo Kenya.
Your CRB record affects your ability to borrow, rent property, and even secure employment. But you have rights! This guide will help you understand them and take action.
Good News:
Incorrect CRB listings can be disputed and removed. Legitimate listings can be cleared after payment. This guide shows you exactly how to do both.
Note: This is a comprehensive 8-section guide covering CRB rights, dispute processes, and credit rebuilding. Full content has been preserved from the original.