NCBA Classic Credit Card
Pros
- +Exclusive discounts at selected outlets
- +PIN and Chip enabled
- +Verified by Visa for secure online transactions
- +Reward points on purchases
Compare NCBA Classic Credit Card and KCB Classic Visa Credit Card side-by-side. Interest rates, fees, loan amounts, eligibility requirements, and customer reviews. Find the best credit cards for you.
| Feature | NCBA Classic Credit Card NCBA Group | KCB Classic Visa Credit Card Kenya Commercial Bank |
|---|---|---|
| Interest Rate | 23.5% p.a. | 3.5% p.a. Best Rate |
| Loan Amount Range | N/A | N/A |
| Repayment Period | N/A | N/A |
| Fees | Annual: KES 1000 | Annual: KES 3000 Lowest Fees |
| Key Features |
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| View Details & Apply | View Details & Apply |
KCB Classic Visa Credit Card offers a more competitive interest rate starting at 3.5% per annum. However, the best choice depends on your specific needs, loan amount, and repayment period. NCBA Classic Credit Card from NCBA Group may be better for Exclusive discounts at selected outlets, while KCB Classic Visa Credit Card from Kenya Commercial Bank excels at Worldwide acceptance on Visa network.
NCBA Classic Credit Card from NCBA Group offers rates from 23.5% p.a. with loan amounts up to KES varies. KCB Classic Visa Credit Card from Kenya Commercial Bank offers rates from 3.5% p.a. with loan amounts up to KES varies. Compare features, fees, and eligibility requirements above.
Approval times vary: NCBA Classic Credit Card typically takes 24-48 hours, while KCB Classic Visa Credit Card processes applications in 24-48 hours. Digital products like M-Pesa loans can be approved instantly, while bank loans may take 1-3 business days.
Collateral requirements depend on the loan amount and product type. For amounts under KES 500,000, many credit cards are unsecured. Larger loans may require collateral such as a logbook, property, or salary assignment. Check specific requirements for each product.
While you can technically apply to multiple lenders, having multiple active loans affects your debt-to-income ratio and CRB profile. It's generally better to choose one product that best fits your needs. Use PesaMarket's comparison tools to make an informed decision.
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