Setting Up Recurring Money Transfers to Kenya: Complete Guide

If you regularly send money to Kenya—whether for family support, rent, school fees, or other obligations—setting up recurring transfers can save you time and ensure your loved ones receive funds consistently.

Why Set Up Recurring Transfers?

Benefits

1. Never Miss a Payment: Automated transfers ensure reliability
2. Save Time: No need to remember and manually send each time
3. Potential Savings: Some providers offer better rates for recurring customers
4. Peace of Mind: Family knows when to expect funds
5. Better Budgeting: For both sender and recipient

Providers with Recurring Transfer Features

1. Wise (Best Overall)

Recurring Features:

• Set up auto-transfers on any schedule
• Choose specific dates (1st, 15th, etc.)
• Easy to pause or modify
• Email notifications before each transfer

Cost: Same as regular transfers (~0.5-1% total cost)

2. Sendwave

Recurring Features:

• Schedule repeat transfers
• Weekly, biweekly, or monthly options
• Cancel anytime from app
• Push notifications

Cost: Zero fees, ~1.5% exchange margin

3. Remitly

Recurring Features:

• "Remitly Autopilot" feature
• Set amount and schedule
• Modify or cancel in app

Cost: $0-3.99 fee + exchange margin

Cost Comparison: Annual Recurring Transfers

Scenario: $300/month to Kenya (12 transfers/year)

Wise saves you $240/year for regular monthly transfers.

Tips for Successful Recurring Transfers

1. Start with a Test Transfer

Before setting up recurring:

• Send one transfer manually
• Verify recipient receives correctly
• Confirm amount and delivery method work

2. Keep Payment Method Updated

• Set calendar reminder for card expiration
• Update before card expires
• Consider bank account for stability

3. Monitor Exchange Rates

Even with recurring transfers:

• Check rates occasionally
• Switch providers if rates change significantly

4. Maintain Sufficient Balance

• Ensure funds available before scheduled date
• Set up low balance alerts in your bank

Conclusion

Recurring transfers to Kenya:

1. Save time and ensure consistency
2. Wise and Sendwave offer best recurring features
3. Use bank account for reliable payment
4. Schedule smartly based on when funds are needed
5. Monitor occasionally but let automation do its work

Ready to set up recurring transfers? Compare rates and features on our money transfer page.