Personal Loan

KCB Personal Secured Loan

Kenya Commercial Bank

Last updated: January 29, 2025

★★★★★

0/5

Based on 0 reviews

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Interest Rate

11% - 14% p.a.

Loan Amount

Ksh 100,000 - Ksh 20,000,000

Approval Time

2-5 working days

Processing Fee

1.5%

Rating Breakdown

5★

(0)

4★

(0)

3★

(0)

2★

(0)

1★

(0)

Total: 0 reviews

Pros & Cons

Pros

Very competitive interest rates (11-14%)
High loan amounts up to KES 20M
Extended repayment period up to 7 years
No early repayment penalties
Fast approval process
Lower processing fee at 1.5%

Cons

Requires collateral (fixed deposit or property)
Property valuation required
Higher minimum income requirement
Longer processing time for property-secured loans

Customer Reviews

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Product Details

Features

Lower interest rates due to security provided
Higher loan amounts up to KES 20M
Longer repayment period up to 7 years
Quick approval (24-48 hours)
Can be secured against fixed deposit or property
No early repayment penalties
Direct disbursement to M-Pesa or bank account
Flexible repayment options

Eligibility Requirements

Age: 21 - 70 years

Min Income: Ksh 40,000/month

Employment: Salaried, Self-employed, Business owner

Required Documents

Copy of ID/Passport
KRA PIN Certificate
Last 3 months payslips (if employed)
Last 6 months bank statements
Fixed deposit certificate or property title deed
Property valuation report (if secured by property)

Repayment Options

Standing orderM-Pesa PaybillBranch paymentMobile bankingCheck-off (for salaried employees)

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Get started with KCB Personal Secured Loan today. Fast approval and competitive rates.

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Application takes less than 10 minutes

ABSA Unsecured Check-Off Loan

Co-op Bank Personal Loan

Co-operative Bank of Kenya

★★★★★

4.3/5

13.5% - 15.5% p.a.

Why Trust Our Reviews?

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Real experiences from Kenyan borrowers
Updated regularly with latest feedback

Pros & Cons

Pros

Very competitive interest rates (11-14%)
High loan amounts up to KES 20M
Extended repayment period up to 7 years
No early repayment penalties
Fast approval process
Lower processing fee at 1.5%

Cons

Requires collateral (fixed deposit or property)
Property valuation required
Higher minimum income requirement
Longer processing time for property-secured loans

Share Your Experience

Product Details

Features

Lower interest rates due to security provided
Higher loan amounts up to KES 20M
Longer repayment period up to 7 years
Quick approval (24-48 hours)
Can be secured against fixed deposit or property
No early repayment penalties
Direct disbursement to M-Pesa or bank account
Flexible repayment options

Eligibility Requirements

Age: 21 - 70 years

Min Income: Ksh 40,000/month

Employment: Salaried, Self-employed, Business owner

Required Documents

Copy of ID/Passport
KRA PIN Certificate
Last 3 months payslips (if employed)
Last 6 months bank statements
Fixed deposit certificate or property title deed
Property valuation report (if secured by property)

Repayment Options

Standing orderM-Pesa PaybillBranch paymentMobile bankingCheck-off (for salaried employees)

KCB Personal Secured Loan

Rating Breakdown

Pros & Cons

Pros

Cons

Customer Reviews

No reviews yet

Share Your Experience

Product Details

Features

Eligibility Requirements

Required Documents

Repayment Options

Ready to Apply?

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Why Trust Our Reviews?

KCB Personal Secured Loan

Rating Breakdown

Pros & Cons

Pros

Cons

Customer Reviews

No reviews yet

Share Your Experience

Product Details

Features

Eligibility Requirements

Required Documents

Repayment Options

Ready to Apply?

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Why Trust Our Reviews?