Stop Overpaying
On Your Loans

LoanVault is PesaMarket's free loan monitoring service. You add details of your existing loans, and our system monitors rates from 30+ Kenyan lenders 24/7. When we find better refinancing opportunities, we present you with personalized offers showing exactly how much you could save.

Yes, LoanVault is completely free. There are no hidden fees or charges. We make money only when you choose to refinance through one of our partner lenders, and this never affects the offers we show you.

Savings vary depending on your current interest rate, loan balance, and the offers available. On average, Kenyan borrowers who refinance through LoanVault save between KSh 15,000 to KSh 150,000 over the life of their loan. Our dashboard shows your exact potential savings.

You can add personal loans, car loans, business loans, mortgages, and other secured or unsecured loans from any bank or SACCO in Kenya. We monitor refinancing opportunities for all loan types.

Absolutely. LoanVault uses bank-level 256-bit SSL encryption to protect your data. We never share your personal information with lenders without your explicit consent. Your data is stored securely in compliance with Kenya's Data Protection Act.

Our system monitors rates from over 30 banks and SACCOs in Kenya daily. When rates change or new products become available that could save you money, we immediately analyze how they apply to your specific loans.

No, there's absolutely no obligation. We present you with opportunities, but the decision to refinance is entirely yours. You can dismiss offers, pause monitoring, or remove loans from your vault at any time.

No. When we monitor rates and present offers, we use a soft inquiry that doesn't affect your credit score. Only when you formally apply for a new loan does the lender perform a hard inquiry.