Personal Loan

ABSA Personal Loan

ABSA Bank Kenya

Last updated: October 29, 2025

★★★★★

0/5

Based on 0 reviews

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Interest Rate

14% - 16.5% p.a.

Loan Amount

Ksh 50,000 - Ksh 10,000,000

Approval Time

2-3 business days

Processing Fee

2.5%%

Rating Breakdown

5★

(0)

4★

(0)

3★

(0)

2★

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1★

(0)

Total: 0 reviews

Pros & Cons

Pros

High loan amounts up to KES 10M
Long repayment period (up to 6 years)
Quick 48-hour approval process
Competitive rates from 14%
Strong brand with 100+ years in Kenya
Premier customer benefits
Digital application process
Free loan insurance

Cons

2.5% processing fee (higher than some competitors)
1% early repayment penalty
CRB clearance strictly required
Higher minimum income (KES 30,000)

Customer Reviews

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Product Details

Features

Loan amounts up to KES 10 million
Flexible repayment up to 6 years
Competitive interest rates from 14%
Quick approval within 48 hours
Salary advance up to 3x net salary
Top-up facility on existing loans
Free loan insurance included
No hidden charges
Digital application via app
Preferential rates for Premier customers

Eligibility Requirements

Age: 21 - 65 years

Min Income: Ksh 30,000/month

Employment: Permanent employment, Self-employed, Business owner

Required Documents

National ID or Passport
KRA PIN Certificate
Latest 3 months payslips
Bank statements (6 months)
Employment letter or business documents
CRB consent form

Repayment Options

Standing orderCheck-off systemM-Pesa Paybill 303030Branch paymentABSA Banking AppInternet banking

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Application takes less than 10 minutes

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Why Trust Our Reviews?

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Real experiences from Kenyan borrowers
Updated regularly with latest feedback

Pros & Cons

Pros

High loan amounts up to KES 10M
Long repayment period (up to 6 years)
Quick 48-hour approval process
Competitive rates from 14%
Strong brand with 100+ years in Kenya
Premier customer benefits
Digital application process
Free loan insurance

Cons

2.5% processing fee (higher than some competitors)
1% early repayment penalty
CRB clearance strictly required
Higher minimum income (KES 30,000)

Share Your Experience

Product Details

Features

Loan amounts up to KES 10 million
Flexible repayment up to 6 years
Competitive interest rates from 14%
Quick approval within 48 hours
Salary advance up to 3x net salary
Top-up facility on existing loans
Free loan insurance included
No hidden charges
Digital application via app
Preferential rates for Premier customers

Eligibility Requirements

Age: 21 - 65 years

Min Income: Ksh 30,000/month

Employment: Permanent employment, Self-employed, Business owner

Required Documents

National ID or Passport
KRA PIN Certificate
Latest 3 months payslips
Bank statements (6 months)
Employment letter or business documents
CRB consent form

Repayment Options

Standing orderCheck-off systemM-Pesa Paybill 303030Branch paymentABSA Banking AppInternet banking

ABSA Personal Loan

Rating Breakdown

Pros & Cons

Pros

Cons

Customer Reviews

No reviews yet

Share Your Experience

Product Details

Features

Eligibility Requirements

Required Documents

Repayment Options

Ready to Apply?

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Why Trust Our Reviews?

ABSA Personal Loan

Rating Breakdown

Pros & Cons

Pros

Cons

Customer Reviews

No reviews yet

Share Your Experience

Product Details

Features

Eligibility Requirements

Required Documents

Repayment Options

Ready to Apply?

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Why Trust Our Reviews?