Personal Loan

KCB Personal Car Loan

Kenya Commercial Bank

Last updated: January 29, 2025

★★★★★

0/5

Based on 0 reviews

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Interest Rate

13% - 15.5% p.a.

Loan Amount

Ksh 300,000 - Ksh 15,000,000

Approval Time

2-4 working days

Processing Fee

Rating Breakdown

5★

(0)

4★

(0)

3★

(0)

2★

(0)

1★

(0)

Total: 0 reviews

Pros & Cons

Pros

Up to 100% financing available
Competitive interest rates for car loans
Accepts both new and used vehicles
Free vehicle tracking system included
No early repayment penalties
Flexible repayment terms

Cons

Higher minimum income requirement (KES 50,000)
Comprehensive insurance mandatory (additional cost)
Processing fee of 2%
Used vehicles must be less than 8 years old
Credit score check required

Customer Reviews

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Product Details

Features

Finance up to 100% of vehicle value
New and used vehicles accepted (up to 8 years old)
Competitive interest rates
Flexible repayment period up to 5 years
Quick approval (48-72 hours)
No early repayment penalties
Direct payment to car dealer
Optional balloon payment structure
Free vehicle tracking system

Eligibility Requirements

Age: 23 - 65 years

Min Income: Ksh 50,000/month

Employment: Salaried, Self-employed, Business owner

Required Documents

Copy of ID/Passport
KRA PIN Certificate
Last 3 months payslips (if employed)
Last 6 months bank statements
Proforma invoice or car details
Proof of business registration (if self-employed)
Valid driving license

Repayment Options

Standing orderM-Pesa PaybillBranch paymentMobile bankingCheck-off (for salaried employees)

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Application takes less than 10 minutes

ABSA Unsecured Check-Off Loan

Co-op Bank Personal Loan

Co-operative Bank of Kenya

★★★★★

4.3/5

13.5% - 15.5% p.a.

Why Trust Our Reviews?

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Updated regularly with latest feedback

Pros & Cons

Pros

Up to 100% financing available
Competitive interest rates for car loans
Accepts both new and used vehicles
Free vehicle tracking system included
No early repayment penalties
Flexible repayment terms

Cons

Higher minimum income requirement (KES 50,000)
Comprehensive insurance mandatory (additional cost)
Processing fee of 2%
Used vehicles must be less than 8 years old
Credit score check required

Share Your Experience

Product Details

Features

Finance up to 100% of vehicle value
New and used vehicles accepted (up to 8 years old)
Competitive interest rates
Flexible repayment period up to 5 years
Quick approval (48-72 hours)
No early repayment penalties
Direct payment to car dealer
Optional balloon payment structure
Free vehicle tracking system

Eligibility Requirements

Age: 23 - 65 years

Min Income: Ksh 50,000/month

Employment: Salaried, Self-employed, Business owner

Required Documents

Copy of ID/Passport
KRA PIN Certificate
Last 3 months payslips (if employed)
Last 6 months bank statements
Proforma invoice or car details
Proof of business registration (if self-employed)
Valid driving license

Repayment Options

Standing orderM-Pesa PaybillBranch paymentMobile bankingCheck-off (for salaried employees)

KCB Personal Car Loan

Rating Breakdown

Pros & Cons

Pros

Cons

Customer Reviews

No reviews yet

Share Your Experience

Product Details

Features

Eligibility Requirements

Required Documents

Repayment Options

Ready to Apply?

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Why Trust Our Reviews?

KCB Personal Car Loan

Rating Breakdown

Pros & Cons

Pros

Cons

Customer Reviews

No reviews yet

Share Your Experience

Product Details

Features

Eligibility Requirements

Required Documents

Repayment Options

Ready to Apply?

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Why Trust Our Reviews?