Credit Card

Stanbic Visa Classic Credit Card

Stanbic Bank Kenya

Last updated: October 29, 2025

★★★★★

0/5

Based on 0 reviews

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Interest Rate

18.5% p.a.

Credit Limit

Ksh 50,000 - Ksh 1,000,000

Approval Time

5-7 business days

Processing Fee

Ksh 2,500/year

Rating Breakdown

5★

(0)

4★

(0)

3★

(0)

2★

(0)

1★

(0)

Total: 0 reviews

Pros & Cons

Pros

50-day interest-free period
Part of Standard Bank Group - trusted
Reasonable annual fee (KES 2,500)
Good credit limits (up to KES 1M)
Contactless payment enabled
Purchase protection included
110+ years banking heritage

Cons

18.5% interest rate (average)
KES 50,000 minimum income
No travel insurance
Limited rewards program
5-7 day processing

Customer Reviews

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Product Details

Features

Visa Classic worldwide acceptance
Credit limit up to KES 1 million
50-day interest-free period
Online and mobile shopping
Contactless payment technology
Free SMS alerts
24/7 customer support
Emergency card replacement
Chip and PIN security
Supplementary cards available

Eligibility Requirements

Age: 21 - 65 years

Min Income: Ksh 50,000/month

Employment: Permanent employment, Self-employed, Business owner

Required Documents

National ID or Passport
KRA PIN Certificate
Latest 3 payslips
Bank statements (6 months)
Employment letter

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Why Trust Our Reviews?

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Real experiences from Kenyan borrowers
Updated regularly with latest feedback

Pros & Cons

Pros

50-day interest-free period
Part of Standard Bank Group - trusted
Reasonable annual fee (KES 2,500)
Good credit limits (up to KES 1M)
Contactless payment enabled
Purchase protection included
110+ years banking heritage

Cons

18.5% interest rate (average)
KES 50,000 minimum income
No travel insurance
Limited rewards program
5-7 day processing

Share Your Experience

Product Details

Features

Visa Classic worldwide acceptance
Credit limit up to KES 1 million
50-day interest-free period
Online and mobile shopping
Contactless payment technology
Free SMS alerts
24/7 customer support
Emergency card replacement
Chip and PIN security
Supplementary cards available

Eligibility Requirements

Age: 21 - 65 years

Min Income: Ksh 50,000/month

Employment: Permanent employment, Self-employed, Business owner

Required Documents

National ID or Passport
KRA PIN Certificate
Latest 3 payslips
Bank statements (6 months)
Employment letter

Stanbic Visa Classic Credit Card

Rating Breakdown

Pros & Cons

Pros

Cons

Customer Reviews

No reviews yet

Share Your Experience

Product Details

Features

Eligibility Requirements

Required Documents

Ready to Apply?

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Why Trust Our Reviews?

Stanbic Visa Classic Credit Card

Rating Breakdown

Pros & Cons

Pros

Cons

Customer Reviews

No reviews yet

Share Your Experience

Product Details

Features

Eligibility Requirements

Required Documents

Ready to Apply?

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Why Trust Our Reviews?