Credit Card

KCB Classic Visa Credit Card

Kenya Commercial Bank

Last updated: November 14, 2025

★★★★★

0/5

Based on 0 reviews

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Interest Rate

3.5% per month (42% p.a.)

Credit Limit

Ksh 50,000 - Ksh 500,000

Approval Time

5-7 working days

Processing Fee

Ksh 3,000/year

Rating Breakdown

5★

(0)

4★

(0)

3★

(0)

2★

(0)

1★

(0)

Total: 0 reviews

Pros & Cons

Pros

Widely accepted internationally on Visa network
Competitive annual fee for entry-level card
Generous 45-day interest-free period
Good rewards program with multiple redemption options
Purchase protection insurance included

Cons

Higher interest rate at 24.96% p.a.
Cash advance fee of 5%
Foreign transaction fee of 3.5%
Minimum income requirement of KES 30,000

Customer Reviews

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Product Details

Features

Worldwide acceptance on Visa network
Free SMS alerts for all transactions
Emergency card replacement worldwide
24/7 customer support hotline
Online account management via KCB mobile app
Cash advance facility up to 50% of credit limit
Interest-free period up to 45 days on purchases
Automatic payment protection insurance

Eligibility Requirements

Age: 21 - 65 years

Min Income: Ksh 30,000/month

Employment: Salaried, Self-employed, Business owner

Required Documents

Copy of ID/Passport
KRA PIN Certificate
Last 3 months payslips (if employed)
Last 6 months bank statements
Proof of business registration (if self-employed)

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Why Trust Our Reviews?

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Real experiences from Kenyan borrowers
Updated regularly with latest feedback

Pros & Cons

Pros

Widely accepted internationally on Visa network
Competitive annual fee for entry-level card
Generous 45-day interest-free period
Good rewards program with multiple redemption options
Purchase protection insurance included

Cons

Higher interest rate at 24.96% p.a.
Cash advance fee of 5%
Foreign transaction fee of 3.5%
Minimum income requirement of KES 30,000

Share Your Experience

Product Details

Features

Worldwide acceptance on Visa network
Free SMS alerts for all transactions
Emergency card replacement worldwide
24/7 customer support hotline
Online account management via KCB mobile app
Cash advance facility up to 50% of credit limit
Interest-free period up to 45 days on purchases
Automatic payment protection insurance

Eligibility Requirements

Age: 21 - 65 years

Min Income: Ksh 30,000/month

Employment: Salaried, Self-employed, Business owner

Required Documents

Copy of ID/Passport
KRA PIN Certificate
Last 3 months payslips (if employed)
Last 6 months bank statements
Proof of business registration (if self-employed)

KCB Classic Visa Credit Card

Rating Breakdown

Pros & Cons

Pros

Cons

Customer Reviews

No reviews yet

Share Your Experience

Product Details

Features

Eligibility Requirements

Required Documents

Ready to Apply?

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Why Trust Our Reviews?

KCB Classic Visa Credit Card

Rating Breakdown

Pros & Cons

Pros

Cons

Customer Reviews

No reviews yet

Share Your Experience

Product Details

Features

Eligibility Requirements

Required Documents

Ready to Apply?

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Why Trust Our Reviews?