Credit Card

Equity Visa Classic Credit Card

Equity Bank Kenya

Last updated: November 14, 2025

★★★★★

0/5

Based on 0 reviews

Apply Now

Interest Rate

18% p.a.

Credit Limit

Ksh 50,000 - Ksh 500,000

Approval Time

5-7 business days

Processing Fee

Ksh 2,500/year

Rating Breakdown

5★

(0)

4★

(0)

3★

(0)

2★

(0)

1★

(0)

Total: 0 reviews

Pros & Cons

Pros

Lower annual fee (KES 2,000)
Lower minimum income requirement (KES 40k)
45-day interest-free period
Equity Rewards loyalty program
190+ Equity branches for support
Contactless payment technology
Purchase protection included
Lower replacement card fee (KES 800)

Cons

19.5% interest rate (average)
No first-year fee waiver
No travel insurance
Lower credit limit (max KES 500k)
5-7 day processing time

Customer Reviews

⭐

No reviews yet

Be the first to share your experience with Equity Visa Classic Credit Card

Write the First Review

Share Your Experience

Product Details

Features

Visa Classic worldwide acceptance
Credit limit up to KES 500,000
45-day interest-free period
Cash advance available
Contactless payment enabled
Online and mobile shopping
Free SMS transaction alerts
Emergency card replacement
24/7 customer support
Chip and PIN security

Eligibility Requirements

Age: 21 - 65 years

Min Income: Ksh 40,000/month

Employment: Permanent employment, Self-employed, Business owner

Required Documents

National ID or Passport
KRA PIN Certificate
Latest 3 payslips
Bank statements (6 months)
Employment letter

Ready to Apply?

Get started with Equity Visa Classic Credit Card today. Fast approval and competitive rates.

Apply Now

Application takes less than 10 minutes

ABSA Business Credit Card

ABSA Visa Platinum Credit Card

ABSA Visa Gold Credit Card

Why Trust Our Reviews?

All reviews are verified and moderated
Real experiences from Kenyan borrowers
Updated regularly with latest feedback

Pros & Cons

Pros

Lower annual fee (KES 2,000)
Lower minimum income requirement (KES 40k)
45-day interest-free period
Equity Rewards loyalty program
190+ Equity branches for support
Contactless payment technology
Purchase protection included
Lower replacement card fee (KES 800)

Cons

19.5% interest rate (average)
No first-year fee waiver
No travel insurance
Lower credit limit (max KES 500k)
5-7 day processing time

Share Your Experience

Product Details

Features

Visa Classic worldwide acceptance
Credit limit up to KES 500,000
45-day interest-free period
Cash advance available
Contactless payment enabled
Online and mobile shopping
Free SMS transaction alerts
Emergency card replacement
24/7 customer support
Chip and PIN security

Eligibility Requirements

Age: 21 - 65 years

Min Income: Ksh 40,000/month

Employment: Permanent employment, Self-employed, Business owner

Required Documents

National ID or Passport
KRA PIN Certificate
Latest 3 payslips
Bank statements (6 months)
Employment letter

Equity Visa Classic Credit Card

Rating Breakdown

Pros & Cons

Pros

Cons

Customer Reviews

No reviews yet

Share Your Experience

Product Details

Features

Eligibility Requirements

Required Documents

Ready to Apply?

You Might Also Like

Why Trust Our Reviews?

Equity Visa Classic Credit Card

Rating Breakdown

Pros & Cons

Pros

Cons

Customer Reviews

No reviews yet

Share Your Experience

Product Details

Features

Eligibility Requirements

Required Documents

Ready to Apply?

You Might Also Like

Why Trust Our Reviews?