Credit Card

Equity Platinum Visa Credit Card

Equity Bank

Last updated: November 14, 2025

★★★★★

0/5

Based on 0 reviews

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Interest Rate

1.5% per month (18% p.a.)

Credit Limit

Ksh 500,000 - Ksh 5,000,000

Approval Time

7-10 working days

Processing Fee

Ksh 5,000/year

Rating Breakdown

5★

(0)

4★

(0)

3★

(0)

2★

(0)

1★

(0)

Total: 0 reviews

Pros & Cons

Pros

Best interest rate at 22% p.a.
Unlimited airport lounge access
High credit limit up to KES 5M
Travel insurance up to USD 100,000
Premium rewards (2 points per KES 100)
Free card replacement
Lowest foreign transaction fee (2.5%)

Cons

High annual fee (KES 5,000)
Very high minimum income requirement (KES 150,000)
Extensive documentation required
12 months employment period required

Customer Reviews

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Product Details

Features

Premium Visa Platinum benefits worldwide
Complimentary travel insurance up to USD 100,000
Unlimited airport lounge access (Priority Pass)
Interest-free period up to 55 days
24/7 premium concierge service
Golf privileges at select courses
Complimentary hotel upgrades
Fast-track immigration services
Purchase protection up to KES 2,000,000
Free emergency travel assistance
Contactless payment and mobile wallet ready

Eligibility Requirements

Age: 25 - 70 years

Min Income: Ksh 150,000/month

Employment: Salaried, Self-employed, Business owner

Required Documents

Copy of ID/Passport
KRA PIN Certificate
Last 3 months payslips (if employed)
Last 6 months bank statements
Proof of business registration (if self-employed)
Tax returns (last 2 years)

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Real experiences from Kenyan borrowers
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Pros & Cons

Pros

Best interest rate at 22% p.a.
Unlimited airport lounge access
High credit limit up to KES 5M
Travel insurance up to USD 100,000
Premium rewards (2 points per KES 100)
Free card replacement
Lowest foreign transaction fee (2.5%)

Cons

High annual fee (KES 5,000)
Very high minimum income requirement (KES 150,000)
Extensive documentation required
12 months employment period required

Share Your Experience

Product Details

Features

Premium Visa Platinum benefits worldwide
Complimentary travel insurance up to USD 100,000
Unlimited airport lounge access (Priority Pass)
Interest-free period up to 55 days
24/7 premium concierge service
Golf privileges at select courses
Complimentary hotel upgrades
Fast-track immigration services
Purchase protection up to KES 2,000,000
Free emergency travel assistance
Contactless payment and mobile wallet ready

Eligibility Requirements

Age: 25 - 70 years

Min Income: Ksh 150,000/month

Employment: Salaried, Self-employed, Business owner

Required Documents

Copy of ID/Passport
KRA PIN Certificate
Last 3 months payslips (if employed)
Last 6 months bank statements
Proof of business registration (if self-employed)
Tax returns (last 2 years)

Equity Platinum Visa Credit Card

Rating Breakdown

Pros & Cons

Pros

Cons

Customer Reviews

No reviews yet

Share Your Experience

Product Details

Features

Eligibility Requirements

Required Documents

Ready to Apply?

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Why Trust Our Reviews?

Equity Platinum Visa Credit Card

Rating Breakdown

Pros & Cons

Pros

Cons

Customer Reviews

No reviews yet

Share Your Experience

Product Details

Features

Eligibility Requirements

Required Documents

Ready to Apply?

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Why Trust Our Reviews?