Business Loan

KCB Business Loan

Kenya Commercial Bank

Last updated: October 29, 2025

★★★★★

0/5

Based on 0 reviews

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Interest Rate

13% - 18% p.a.

Loan Amount

Ksh 100,000 - Ksh 50,000,000

Approval Time

5-7 business days

Processing Fee

2.5%%

Rating Breakdown

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Total: 0 reviews

Pros & Cons

Pros

High loan amounts (up to KES 50M)
Competitive SME rates from 13%
Kenya's largest bank by assets
Flexible collateral options
250+ branches nationwide
Free business advisory
Asset finance available
Strong SME focus

Cons

2.5% processing fee
Extensive documentation required
2-year business history preferred
Collateral required for large amounts
5-7 day approval time

Customer Reviews

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Product Details

Features

Loans up to KES 50 million
Flexible repayment up to 5 years
Asset finance options available
Working capital loans
Invoice discounting facility
Trade finance solutions
Dedicated relationship manager
Free business advisory services
Quick approval for existing customers
Competitive SME rates

Eligibility Requirements

Age: 21 - 70 years

Min Income: Ksh 100,000/month

Employment: Business owner, Self-employed, SME, Corporate

Required Documents

Business registration certificate
KRA PIN (business and personal)
Latest 12 months bank statements
Business financial statements (2 years)
Directors' national IDs
Business permit/license
Tax compliance certificate

Repayment Options

Standing orderDirect debitBranch paymentMobile bankingCheque

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Application takes less than 10 minutes

Wezesha Biashara SME Loan

Co-operative Bank of Kenya

Why Trust Our Reviews?

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Real experiences from Kenyan borrowers
Updated regularly with latest feedback

Pros & Cons

Pros

High loan amounts (up to KES 50M)
Competitive SME rates from 13%
Kenya's largest bank by assets
Flexible collateral options
250+ branches nationwide
Free business advisory
Asset finance available
Strong SME focus

Cons

2.5% processing fee
Extensive documentation required
2-year business history preferred
Collateral required for large amounts
5-7 day approval time

Share Your Experience

Product Details

Features

Loans up to KES 50 million
Flexible repayment up to 5 years
Asset finance options available
Working capital loans
Invoice discounting facility
Trade finance solutions
Dedicated relationship manager
Free business advisory services
Quick approval for existing customers
Competitive SME rates

Eligibility Requirements

Age: 21 - 70 years

Min Income: Ksh 100,000/month

Employment: Business owner, Self-employed, SME, Corporate

Required Documents

Business registration certificate
KRA PIN (business and personal)
Latest 12 months bank statements
Business financial statements (2 years)
Directors' national IDs
Business permit/license
Tax compliance certificate

Repayment Options

Standing orderDirect debitBranch paymentMobile bankingCheque

KCB Business Loan

Rating Breakdown

Pros & Cons

Pros

Cons

Customer Reviews

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Share Your Experience

Product Details

Features

Eligibility Requirements

Required Documents

Repayment Options

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Why Trust Our Reviews?

KCB Business Loan

Rating Breakdown

Pros & Cons

Pros

Cons

Customer Reviews

No reviews yet

Share Your Experience

Product Details

Features

Eligibility Requirements

Required Documents

Repayment Options

Ready to Apply?

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Why Trust Our Reviews?